PT Allo Bank Indonesia Tbk (ISX:BBHI) FCF Margin %: 574.83% (As of Jun. 2026) — 1620% Above Median

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ISX:BBHI PT Allo Bank Indonesia Tbk ISX:BBHI
55 GF Score
Price Rp905.00
GF Value Rp1,734.48
Valuation Significantly Undervalued
! 2 Warning Signs
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What is PT Allo Bank Indonesia Tbk FCF Margin %?

PT Allo Bank Indonesia Tbk ISX:BBHI +0.56% 55 FCF Margin % is 574.83% as of Jun. 2026, which is 1620% above its 10-year median of 33.43. GuruFocus rates ISX:BBHI with a GF Score™ of 55/100 and a GF Value™ of Rp1,734.48 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, PT Allo Bank Indonesia Tbk ranks worse than 80.24% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PT Allo Bank Indonesia Tbk's Free Cash Flow for the three months ended in Jun. 2026 was Rp3,095,699 Mil. PT Allo Bank Indonesia Tbk's Revenue for the three months ended in Jun. 2026 was Rp538,542 Mil. Therefore, PT Allo Bank Indonesia Tbk's FCF Margin % for the quarter that ended in Jun. 2026 was 574.83%.

As of today, PT Allo Bank Indonesia Tbk's current FCF Yield % is -2.06%.

The historical rank and industry rank for PT Allo Bank Indonesia Tbk's FCF Margin % or its related term are showing as below:

ISX:BBHI' s FCF Margin % Range Over the Past 10 Years
Min: -781.47   Med: 33.43   Max: 195.17
Current: -18.63


During the past 13 years, the highest FCF Margin % of PT Allo Bank Indonesia Tbk was 195.17%. The lowest was -781.47%. And the median was 33.43%.

ISX:BBHI's FCF Margin % is ranked worse than
80.24% of 1503 companies
in the Banks industry
Industry Median: 27.11 vs ISX:BBHI: -18.63


PT Allo Bank Indonesia Tbk FCF Margin % Related Terms


PT Allo Bank Indonesia Tbk FCF Margin % Historical Data

* Premium members only.

The historical data trend for PT Allo Bank Indonesia Tbk's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Allo Bank Indonesia Tbk FCF Margin % Chart

PT Allo Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -200.00 -538.86 195.17 53.00 155.98

PT Allo Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 128.58 95.95 311.38 -1,203.81 574.83

PT Allo Bank Indonesia Tbk FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, PT Allo Bank Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Allo Bank Indonesia Tbk FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, PT Allo Bank Indonesia Tbk's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PT Allo Bank Indonesia Tbk's FCF Margin % falls into.


ISX:BBHI
55GF Score
PT Allo Bank Indonesia Tbk ISX:BBHI
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Allo Bank Indonesia Tbk FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PT Allo Bank Indonesia Tbk's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=3070882.879/1968796.369
=155.98 %

PT Allo Bank Indonesia Tbk's FCF Margin for the quarter that ended in Jun. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=3095698.744/538542.256
=574.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 574.83% mean?
PT Allo Bank Indonesia Tbk (ISX:BBHI) has a FCF Margin % of 574.83% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Allo Bank Indonesia Tbk and its competitors. This is 1620% above median its historical median of 33.43. According to the industry distribution chart, PT Allo Bank Indonesia Tbk ranks #1206 out of 1503 companies in the Banks industry, placing it in the top 80.2%.
Is PT Allo Bank Indonesia Tbk's FCF Margin % too high?
PT Allo Bank Indonesia Tbk's current FCF Margin % of 574.83% is 1620% above median its 10-year median of 33.43. The Banks industry median FCF Margin % is 27.11. PT Allo Bank Indonesia Tbk's value of 574.83% is 2020.4% above this industry median. Based on the distribution chart, PT Allo Bank Indonesia Tbk ranks #1206 out of 1503 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, PT Allo Bank Indonesia Tbk has a GF Score™ of 55/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Allo Bank Indonesia Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Allo Bank Indonesia Tbk ranks #1206 out of 1503 companies for FCF Margin %. This places PT Allo Bank Indonesia Tbk in the lower half of its industry. The industry median FCF Margin % is 27.11. PT Allo Bank Indonesia Tbk's value of 574.83% is 2020.4% above this benchmark. While the company's 10-year median is 33.43 vs. the industry median of 27.11, PT Allo Bank Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Allo Bank Indonesia Tbk's current FCF Margin % of 574.83% is 2020.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Allo Bank Indonesia Tbk and its competitors. For the Banks industry, the median FCF Margin % is 27.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Allo Bank Indonesia Tbk's current FCF Margin % is 574.83%, which is 1620% above median its own 10-year median of 33.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Allo Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk (ISX:BBHI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp1,734.48, compared to a current price of Rp905.00 — trading 47.8% below its estimated fair value. The current FCF Margin % is 574.83%, which is 1620% above median its 10-year median of 33.43 and 2020.4% above the Banks industry median of 27.11. PT Allo Bank Indonesia Tbk's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Allo Bank Indonesia Tbk (ISX:BBHI), the current FCF Margin % is 574.83% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Allo Bank Indonesia Tbk (ISX:BBHI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp905.00 is trading 47.8% below its estimated GF Value™ of Rp1,734.48. GuruFocus considers PT Allo Bank Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBHI:

  • FCF Margin %: 574.83% (1620% above median its 10-year median of 33.43)
  • GF Value™: Rp1,734.48 vs. price of Rp905.00 (47.8% below fair value)
  • GF Score™: 55/100 with 2 warning signs
  • Industry Position: 2020.4% above the Banks median (#1206 of 1503)

No single metric tells the full story. See the ISX:BBHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Allo Bank Indonesia Tbk Business Description

Address Jalan Kapten P. Tendean No.12-14A, Menara Bank Mega, 5th-6th Floors, South Jakarta, Jakarta, IDN, 12790
PT Allo Bank Indonesia Tbk is engaged in providing banking products. Its products and services are Electronic money products with Allo Pay and Allo Pay+ branding, Savings products include Allo Prime and Allo Grow, Time Deposits, Digital credit with PayLater and Instant Cash branding, Fund Transfer Services, cardless cash withdrawals, electronic money top-ups, QRIS payments, biller payment services and loyalty programs in the form of Membership, Points, and Coupons (MPC). It operates through the Corporate segment, Retail segment, and Treasury segment. Its Corporate segment generates maximum revenue for the company.
55GF Score

Get the complete analysis for ISX:BBHI

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp905.00
Price
Rp1,734.48
GF Value