PT Allo Bank Indonesia Tbk (ISX:BBHI) PEG Ratio: 0.43 (As of Aug. 13, 2026) — 31% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBHI PT Allo Bank Indonesia Tbk ISX:BBHI
56 GF Score
Price Rp900.00
GF Value Rp1,740.13
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Allo Bank Indonesia Tbk PEG Ratio?

PT Allo Bank Indonesia Tbk ISX:BBHI -0.55% 56 PEG Ratio is 0.43 as of Aug. 13, 2026, which is 31% below its 10-year median of 0.62. GuruFocus rates ISX:BBHI with a GF Score™ of 56/100 and a GF Value™ of Rp1,740.13 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,227 Banks companies, PT Allo Bank Indonesia Tbk ranks better than 90.06% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, PT Allo Bank Indonesia Tbk's PE Ratio without NRI is 33.15. PT Allo Bank Indonesia Tbk's 5-Year Book Value growth rate is 77.60%. Therefore, PT Allo Bank Indonesia Tbk's PEG Ratio for today is 0.43.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PT Allo Bank Indonesia Tbk's PEG Ratio or its related term are showing as below:

ISX:BBHI' s PEG Ratio Range Over the Past 10 Years
Min: 0.23   Med: 0.62   Max: 7.96
Current: 0.43


During the past 13 years, PT Allo Bank Indonesia Tbk's highest PEG Ratio was 7.96. The lowest was 0.23. And the median was 0.62.


ISX:BBHI's PEG Ratio is ranked better than
90.06% of 1227 companies
in the Banks industry
Industry Median: 1.55 vs ISX:BBHI: 0.43

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PT Allo Bank Indonesia Tbk  (ISX:BBHI) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PT Allo Bank Indonesia Tbk PEG Ratio Related Terms


PT Allo Bank Indonesia Tbk PEG Ratio Historical Data

* Premium members only.

The historical data trend for PT Allo Bank Indonesia Tbk's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Allo Bank Indonesia Tbk PEG Ratio Chart

PT Allo Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.05 0.51 0.26 0.77

PT Allo Bank Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.65 0.77 0.95 0.95

PT Allo Bank Indonesia Tbk PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, PT Allo Bank Indonesia Tbk's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Allo Bank Indonesia Tbk PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, PT Allo Bank Indonesia Tbk's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PT Allo Bank Indonesia Tbk's PEG Ratio falls into.


ISX:BBHI
56GF Score
PT Allo Bank Indonesia Tbk ISX:BBHI
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Allo Bank Indonesia Tbk PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

PT Allo Bank Indonesia Tbk's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=33.150392279642/77.60
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.43 mean?
PT Allo Bank Indonesia Tbk (ISX:BBHI) has a PEG Ratio of 0.43 as of Aug. 13, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Allo Bank Indonesia Tbk and its competitors. This is 31% below median its historical median of 0.62. Over the past decade, PT Allo Bank Indonesia Tbk's PEG Ratio has ranged from 0.23 to 7.96. According to the industry distribution chart, PT Allo Bank Indonesia Tbk ranks #122 out of 1227 companies in the Banks industry, placing it in the top 9.9%.
Is PT Allo Bank Indonesia Tbk's PEG Ratio too high?
PT Allo Bank Indonesia Tbk's current PEG Ratio of 0.43 is 31% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 7.96. The Banks industry median PEG Ratio is 1.55. PT Allo Bank Indonesia Tbk's value of 0.43 is 72.3% below this industry median. Based on the distribution chart, PT Allo Bank Indonesia Tbk ranks #122 out of 1227 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Allo Bank Indonesia Tbk has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Allo Bank Indonesia Tbk's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, PT Allo Bank Indonesia Tbk ranks #122 out of 1227 companies for PEG Ratio. This places PT Allo Bank Indonesia Tbk in the top 10% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.55. PT Allo Bank Indonesia Tbk's value of 0.43 is 72.3% below this benchmark. Historically, PT Allo Bank Indonesia Tbk's own PEG Ratio has ranged from 0.23 to 7.96 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 1.55, PT Allo Bank Indonesia Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.55, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Allo Bank Indonesia Tbk's current PEG Ratio of 0.43 is 72.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PT Allo Bank Indonesia Tbk and its competitors. For the Banks industry, the median PEG Ratio is 1.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Allo Bank Indonesia Tbk's current PEG Ratio is 0.43, which is 31% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Allo Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk (ISX:BBHI) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp1,740.13, compared to a current price of Rp900.00 — trading 48.3% below its estimated fair value. The current PEG Ratio is 0.43, which is 31% below median its 10-year median of 0.62 and 72.3% below the Banks industry median of 1.55. PT Allo Bank Indonesia Tbk's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PT Allo Bank Indonesia Tbk (ISX:BBHI), the current PEG Ratio is 0.43 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Allo Bank Indonesia Tbk (ISX:BBHI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp900.00 is trading 48.3% below its estimated GF Value™ of Rp1,740.13. GuruFocus considers PT Allo Bank Indonesia Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BBHI:

  • PEG Ratio: 0.43 (31% below median its 10-year median of 0.62)
  • GF Value™: Rp1,740.13 vs. price of Rp900.00 (48.3% below fair value)
  • GF Score™: 56/100 with 2 warning signs
  • Industry Position: 72.3% below the Banks median (#122 of 1227)

No single metric tells the full story. See the ISX:BBHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Allo Bank Indonesia Tbk Business Description

Address Jalan Kapten P. Tendean No.12-14A, Menara Bank Mega, 5th-6th Floors, South Jakarta, Jakarta, IDN, 12790
PT Allo Bank Indonesia Tbk is engaged in providing banking products. Its products and services are Electronic money products with Allo Pay and Allo Pay+ branding, Savings products include Allo Prime and Allo Grow, Time Deposits, Digital credit with PayLater and Instant Cash branding, Fund Transfer Services, cardless cash withdrawals, electronic money top-ups, QRIS payments, biller payment services and loyalty programs in the form of Membership, Points, and Coupons (MPC). It operates through the Corporate segment, Retail segment, and Treasury segment. Its Corporate segment generates maximum revenue for the company.
56GF Score

Get the complete analysis for ISX:BBHI

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp900.00
Price
Rp1,740.13
GF Value