PT Allo Bank Indonesia Tbk (ISX:BBHI) ROE % Adjusted to Book Value: 1.45% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BBHI PT Allo Bank Indonesia Tbk ISX:BBHI
58 GF Score
Price Rp915.00
GF Value Rp1,793.80
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value?

PT Allo Bank Indonesia Tbk ISX:BBHI -0.54% 58 ROE % Adjusted to Book Value is 1.45% as of Mar. 2026. GuruFocus rates ISX:BBHI with a GF Score™ of 58/100 and a GF Value™ of Rp1,793.80 (Possible Value Trap). The stock has 2 warning signs investors should review.

PT Allo Bank Indonesia Tbk's ROE % for the quarter that ended in Mar. 2026 was 5.54%. PT Allo Bank Indonesia Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 3.83. PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 1.45%.


PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value Related Terms


PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value Chart

PT Allo Bank Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.37 1.17 1.64 3.16 1.81

PT Allo Bank Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.12 2.67 1.91 2.43 1.45

PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value falls into.


ISX:BBHI
58GF Score
PT Allo Bank Indonesia Tbk ISX:BBHI
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Allo Bank Indonesia Tbk ROE % Adjusted to Book Value Calculation

PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.78% / 4.30
=1.81%

PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.54% / 3.83
=1.45%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 1.45% mean?
PT Allo Bank Indonesia Tbk (ISX:BBHI) has a ROE % Adjusted to Book Value of 1.45% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Allo Bank Indonesia Tbk and its competitors.
Is PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value too high?
PT Allo Bank Indonesia Tbk's current ROE % Adjusted to Book Value is 1.45%. Overall, PT Allo Bank Indonesia Tbk has a GF Score™ of 58/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Allo Bank Indonesia Tbk's ROE % Adjusted to Book Value of 1.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Allo Bank Indonesia Tbk and its competitors. PT Allo Bank Indonesia Tbk's current ROE % Adjusted to Book Value is 1.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Allo Bank Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk (ISX:BBHI) is currently considered Possible Value Trap. The stock's GF Value™ is Rp1,793.80, compared to a current price of Rp915.00 — trading 49% below its estimated fair value. The current ROE % Adjusted to Book Value is 1.45%. PT Allo Bank Indonesia Tbk's overall GF Score™ is 58/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Allo Bank Indonesia Tbk (ISX:BBHI), the current ROE % Adjusted to Book Value is 1.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Allo Bank Indonesia Tbk (ISX:BBHI) Overvalued in 2026?

Based on GuruFocus' analysis, PT Allo Bank Indonesia Tbk stock appears to be undervalued. The current stock price of Rp915.00 is trading 49% below its estimated GF Value™ of Rp1,793.80. GuruFocus considers PT Allo Bank Indonesia Tbk to be Possible Value Trap.

Key valuation signals for ISX:BBHI:

  • ROE % Adjusted to Book Value: 1.45%
  • GF Value™: Rp1,793.80 vs. price of Rp915.00 (49% below fair value)
  • GF Score™: 58/100 with 2 warning signs

No single metric tells the full story. See the ISX:BBHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Allo Bank Indonesia Tbk Business Description

Address Jalan Kapten P. Tendean No.12-14A, Menara Bank Mega, 5th-6th Floors, South Jakarta, Jakarta, IDN, 12790
PT Allo Bank Indonesia Tbk is engaged in providing banking products. Its products and services are Electronic money products with Allo Pay and Allo Pay+ branding, Savings products include Allo Prime and Allo Grow, Time Deposits, Digital credit with PayLater and Instant Cash branding, Fund Transfer Services, cardless cash withdrawals, electronic money top-ups, QRIS payments, biller payment services and loyalty programs in the form of Membership, Points, and Coupons (MPC). It operates through the Corporate segment, Retail segment, and Treasury segment. Its Corporate segment generates maximum revenue for the company.
58GF Score

Get the complete analysis for ISX:BBHI

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp915.00
Price
Rp1,793.80
GF Value