KNSL (Kinsale Capital Group) E10: $8.93 (As of Mar. 2026)


KNSL Kinsale Capital Group Inc KNSL
80 GF Score
Price $330.37
GF Value $571.17
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is Kinsale Capital Group E10?

Kinsale Capital Group KNSL -0.50% 80 E10 is $8.93 as of Mar. 2026. GuruFocus rates KNSL with a GF Score™ of 80/100 and a GF Value™ of $571.17 (Significantly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Kinsale Capital Group's adjusted earnings per share data for the three months ended in Mar. 2026 was $4.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $8.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kinsale Capital Group's average E10 Growth Rate was 36.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-30), Kinsale Capital Group's current stock price is $330.37. Kinsale Capital Group's E10 for the quarter that ended in Mar. 2026 was $8.93. Kinsale Capital Group's Shiller PE Ratio of today is 37.00.

During the past 13 years, the highest Shiller PE Ratio of Kinsale Capital Group was 90.54. The lowest was 34.13. And the median was 63.02.


Kinsale Capital Group  (NYSE:KNSL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Kinsale Capital Group's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=330.37/8.93
=37.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Kinsale Capital Group was 90.54. The lowest was 34.13. And the median was 63.02.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Kinsale Capital Group E10 Related Terms


Kinsale Capital Group E10 Historical Data

* Premium members only.

The historical data trend for Kinsale Capital Group's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kinsale Capital Group E10 Chart

Kinsale Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 6.12 8.31

Kinsale Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.55 7.14 7.76 8.31 8.93

KNSL vs THG, MCY, SIGI: E10 Comparison

For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kinsale Capital Group Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Kinsale Capital Group's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Kinsale Capital Group's Shiller PE Ratio falls into.


KNSL
80GF Score
Kinsale Capital Group Inc KNSL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kinsale Capital Group E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kinsale Capital Group's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.88/330.2130*330.2130
=4.880

Current CPI (Mar. 2026) = 330.2130.

Kinsale Capital Group Quarterly Data

per share eps CPI Adj_EPS
201606 0.289 241.018 0.396
201609 0.390 241.428 0.533
201612 0.320 241.432 0.438
201703 0.290 243.801 0.393
201706 0.400 244.955 0.539
201709 0.200 246.819 0.268
201712 0.270 246.524 0.362
201803 0.340 249.554 0.450
201806 0.470 251.989 0.616
201809 0.550 252.439 0.719
201812 0.200 251.233 0.263
201903 0.860 254.202 1.117
201906 0.630 256.143 0.812
201909 0.580 256.759 0.746
201912 0.790 256.974 1.015
202003 0.220 258.115 0.281
202006 1.330 257.797 1.704
202009 0.650 260.280 0.825
202012 1.650 260.474 2.092
202103 1.390 264.877 1.733
202106 1.550 271.696 1.884
202109 1.590 274.310 1.914
202112 2.090 278.802 2.475
202203 1.380 287.504 1.585
202206 1.170 296.311 1.304
202209 1.430 296.808 1.591
202212 2.900 296.797 3.227
202303 2.400 301.836 2.626
202306 3.120 305.109 3.377
202309 3.260 307.789 3.498
202312 4.430 306.746 4.769
202403 4.240 312.332 4.483
202406 3.970 314.175 4.173
202409 4.900 315.301 5.132
202412 4.680 315.605 4.897
202503 3.830 319.799 3.955
202506 5.760 322.561 5.897
202509 6.090 324.800 6.191
202512 5.990 324.054 6.104
202603 4.880 330.213 4.880

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $8.93 mean?
Kinsale Capital Group (KNSL) has a E10 of $8.93 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kinsale Capital Group and its competitors.
Is Kinsale Capital Group's E10 too high?
Kinsale Capital Group's current E10 is $8.93. Overall, Kinsale Capital Group has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's E10 compare to THG and MCY?
Kinsale Capital Group's E10 of $8.93 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Kinsale Capital Group and its competitors. Kinsale Capital Group's current E10 is $8.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $571.17, compared to a current price of $330.37 — trading 42.2% below its estimated fair value. The current E10 is $8.93. Kinsale Capital Group's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current E10 is $8.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kinsale Capital Group (KNSL) Overvalued in 2026?

Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued. The current stock price of $330.37 is trading 42.2% below its estimated GF Value™ of $571.17. GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.

Key valuation signals for KNSL:

  • E10: $8.93
  • GF Value™: $571.17 vs. price of $330.37 (42.2% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kinsale Capital Group Business Description

Other Exchanges KCH:Germany
Address 2025 Staples Mill Road, Richmond, VA, USA, 23230
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
80GF Score

Get the complete analysis for KNSL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$330.37
Price
$571.17
GF Value