Kinsale Capital GroupKNSL +0.59%76 Dividend Payout Ratio is 0.05 as of Mar. 2026, which is 38% below its 10-year median of 0.08. GuruFocus rates KNSL with a GF Score™ of 76/100 and a GF Value™ of $571.13 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 335 Insurance companies, Kinsale Capital Group ranks better than 99.1% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Kinsale Capital Group's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.05.
The historical rank and industry rank for Kinsale Capital Group's Dividend Payout Ratio or its related term are showing as below:
KNSL'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.03 Med: 0.08 Max: 0.21
Current: 0.03
During the past 13 years, the highest Dividend Payout Ratio of Kinsale Capital Group was 0.21. The lowest was 0.03. And the median was 0.08.
KNSL's Dividend Payout Ratio is ranked better than 99.1% of 335
companies
in the Insurance industry
Industry Median: 0.38
vs KNSL: 0.03
During the past 13 years, the highest Trailing Annual Dividend Yield of Kinsale Capital Group was 0.60%. The lowest was 0.11%. And the median was 0.21%.
During the past 12 months, Kinsale Capital Group's average Dividends Per Share Growth Rate was 22.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 9.40% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 12.70% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Kinsale Capital Group was 47.40% per year. The lowest was 9.40% per year. And the median was 15.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Kinsale Capital Group (NYSE:KNSL) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Kinsale Capital Group Dividend Payout Ratio Related Terms
Kinsale Capital Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Kinsale Capital Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KNSL vs THG, MCY, SIGI: Dividend Payout Ratio Comparison
For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kinsale Capital Group Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Kinsale Capital Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Kinsale Capital Group's Dividend Payout Ratio falls into.
Kinsale Capital Group Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Kinsale Capital Group's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kinsale Capital Group (KNSL) has a Dividend Payout Ratio of 0.05 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kinsale Capital Group and its competitors. This is 38% below median its historical median of 0.08. Over the past decade, Kinsale Capital Group's Dividend Payout Ratio has ranged from 0.03 to 0.21. According to the industry distribution chart, Kinsale Capital Group ranks #3 out of 335 companies in the Insurance industry, placing it in the top 0.90000000000001%.
Is Kinsale Capital Group's Dividend Payout Ratio too high?
Kinsale Capital Group's current Dividend Payout Ratio of 0.05 is 38% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.21. The Insurance industry median Dividend Payout Ratio is 0.38. Kinsale Capital Group's value of 0.05 is 86.8% below this industry median. Based on the distribution chart, Kinsale Capital Group ranks #3 out of 335 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kinsale Capital Group has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's Dividend Payout Ratio compare to THG and MCY?
According to the Insurance industry distribution chart, Kinsale Capital Group ranks #3 out of 335 companies for Dividend Payout Ratio. This places Kinsale Capital Group in the top 1% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.38. Kinsale Capital Group's value of 0.05 is 86.8% below this benchmark. Historically, Kinsale Capital Group's own Dividend Payout Ratio has ranged from 0.03 to 0.21 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.38, Kinsale Capital Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kinsale Capital Group's current Dividend Payout Ratio of 0.05 is 86.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Kinsale Capital Group and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kinsale Capital Group's current Dividend Payout Ratio is 0.05, which is 38% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $571.13, compared to a current price of $340.57 — trading 40.4% below its estimated fair value. The current Dividend Payout Ratio is 0.05, which is 38% below median its 10-year median of 0.08 and 86.8% below the Insurance industry median of 0.38. Kinsale Capital Group's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current Dividend Payout Ratio is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kinsale Capital Group (KNSL) Overvalued in 2026?
Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued.
The current stock price of $340.57 is trading 40.4% below its estimated GF Value™ of $571.13.
GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.
Key valuation signals for KNSL:
Dividend Payout Ratio: 0.05 (38% below median its 10-year median of 0.08)
GF Value™: $571.13 vs. price of $340.57 (40.4% below fair value)
Industry Position: 86.8% below the Insurance median (#3 of 335)
No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
76GF Score
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