Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Kinsale Capital GroupKNSL +0.15%80 5-Year Yield-on-Cost % is 0.44 as of Aug. 03, 2026, which is 16% above its 10-year median of 0.38. GuruFocus rates KNSL with a GF Score™ of 80/100 and a GF Value™ of $585.71 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 419 Insurance companies, Kinsale Capital Group ranks worse than 96.66% on this metric.
Kinsale Capital Group's yield on cost for the quarter that ended in Jun. 2026 was 0.44.
The historical rank and industry rank for Kinsale Capital Group's 5-Year Yield-on-Cost % or its related term are showing as below:
KNSL'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.2 Med: 0.38 Max: 1.09
Current: 0.44
During the past 13 years, Kinsale Capital Group's highest Yield on Cost was 1.09. The lowest was 0.20. And the median was 0.38.
KNSL's 5-Year Yield-on-Cost % is ranked worse than 96.66% of 419
companies
in the Insurance industry
Industry Median: 3.88
vs KNSL: 0.44
Kinsale Capital Group (NYSE:KNSL) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Kinsale Capital Group 5-Year Yield-on-Cost % Related Terms
KNSL vs THG, MCY, SIGI: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kinsale Capital Group 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kinsale Capital Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Kinsale Capital Group's 5-Year Yield-on-Cost % falls into.
Kinsale Capital Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Kinsale Capital Group (KNSL) has a 5-Year Yield-on-Cost % of 0.44 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kinsale Capital Group and its competitors. This is 16% above median its historical median of 0.38. Over the past decade, Kinsale Capital Group's 5-Year Yield-on-Cost % has ranged from 0.20 to 1.09. According to the industry distribution chart, Kinsale Capital Group ranks #405 out of 419 companies in the Insurance industry, placing it in the top 96.7%.
Is Kinsale Capital Group's 5-Year Yield-on-Cost % too high?
Kinsale Capital Group's current 5-Year Yield-on-Cost % of 0.44 is 16% above median its 10-year median of 0.38. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.09. The Insurance industry median 5-Year Yield-on-Cost % is 3.88. Kinsale Capital Group's value of 0.44 is 88.7% below this industry median. Based on the distribution chart, Kinsale Capital Group ranks #405 out of 419 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kinsale Capital Group has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's 5-Year Yield-on-Cost % compare to THG and MCY?
According to the Insurance industry distribution chart, Kinsale Capital Group ranks #405 out of 419 companies for 5-Year Yield-on-Cost %. This places Kinsale Capital Group in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. Kinsale Capital Group's value of 0.44 is 88.7% below this benchmark. Historically, Kinsale Capital Group's own 5-Year Yield-on-Cost % has ranged from 0.20 to 1.09 over the past decade. While the company's 10-year median is 0.38 vs. the industry median of 3.88, Kinsale Capital Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.88, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kinsale Capital Group's current 5-Year Yield-on-Cost % of 0.44 is 88.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Kinsale Capital Group and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kinsale Capital Group's current 5-Year Yield-on-Cost % is 0.44, which is 16% above median its own 10-year median of 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $585.71, compared to a current price of $356.42 — trading 39.1% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.44, which is 16% above median its 10-year median of 0.38 and 88.7% below the Insurance industry median of 3.88. Kinsale Capital Group's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current 5-Year Yield-on-Cost % is 0.44 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kinsale Capital Group (KNSL) Overvalued in 2026?
Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued.
The current stock price of $356.42 is trading 39.1% below its estimated GF Value™ of $585.71.
GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.
Key valuation signals for KNSL:
5-Year Yield-on-Cost %: 0.44 (16% above median its 10-year median of 0.38)
GF Value™: $585.71 vs. price of $356.42 (39.1% below fair value)
Industry Position: 88.7% below the Insurance median (#405 of 419)
No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
80GF Score
Get the complete analysis for KNSL
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KNSL has been successfully added to your 
