KNSL (Kinsale Capital Group) Net Debt Paydown Yield % : -0.30% (As of Jul. 20, 2026)

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KNSL Kinsale Capital Group Inc KNSL
76 GF Score
Price $343.99
GF Value $571.14
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Kinsale Capital Group Net Debt Paydown Yield %?

Kinsale Capital Group KNSL +2.52% 76 Net Debt Paydown Yield % is -0.30% as of Jul. 20, 2026. GuruFocus rates KNSL with a GF Score™ of 76/100 and a GF Value™ of $571.14 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 422 Insurance companies, Kinsale Capital Group ranks worse than 54.5% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Kinsale Capital Group's Net Debt Paydown Yield % was -0.30%.


Kinsale Capital Group  (NYSE:KNSL) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Kinsale Capital Group Net Debt Paydown Yield % Related Terms


Kinsale Capital Group Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Kinsale Capital Group's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kinsale Capital Group Net Debt Paydown Yield % Chart

Kinsale Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.14 -0.97 -1.14 0.05 -0.15

Kinsale Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.02 0.00 -0.04 -0.15 -0.30

KNSL vs THG, MCY, SIGI: Net Debt Paydown Yield % Comparison

For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kinsale Capital Group Net Debt Paydown Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, Kinsale Capital Group's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Kinsale Capital Group's Net Debt Paydown Yield % falls into.


KNSL
76GF Score
Kinsale Capital Group Inc KNSL
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kinsale Capital Group Net Debt Paydown Yield % Calculation

Kinsale Capital Group's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 184.09-208.11 )/7879.02126
=-0.3 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -0.30% mean?
Kinsale Capital Group (KNSL) has a Net Debt Paydown Yield % of -0.30% as of Jul. 20, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kinsale Capital Group and its competitors. According to the industry distribution chart, Kinsale Capital Group ranks #230 out of 422 companies in the Insurance industry, placing it in the top 54.5%.
Is Kinsale Capital Group's Net Debt Paydown Yield % too high?
Kinsale Capital Group's current Net Debt Paydown Yield % is -0.30%. Based on the distribution chart, Kinsale Capital Group ranks #230 out of 422 companies in the Insurance industry, which is below the industry midpoint. Overall, Kinsale Capital Group has a GF Score™ of 76/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's Net Debt Paydown Yield % compare to THG and MCY?
According to the Insurance industry distribution chart, Kinsale Capital Group ranks #230 out of 422 companies for Net Debt Paydown Yield %. This places Kinsale Capital Group in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for an Insurance company?
A good Net Debt Paydown Yield % depends on the Insurance industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Kinsale Capital Group and its competitors. Kinsale Capital Group's current Net Debt Paydown Yield % is -0.30%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $571.14, compared to a current price of $343.99 — trading 39.8% below its estimated fair value. The current Net Debt Paydown Yield % is -0.30%. Kinsale Capital Group's overall GF Score™ is 76/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current Net Debt Paydown Yield % is -0.30% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kinsale Capital Group (KNSL) Overvalued in 2026?

Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued. The current stock price of $343.99 is trading 39.8% below its estimated GF Value™ of $571.14. GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.

Key valuation signals for KNSL:

  • Net Debt Paydown Yield %: -0.30%
  • GF Value™: $571.14 vs. price of $343.99 (39.8% below fair value)
  • GF Score™: 76/100 with 1 warning sign

No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kinsale Capital Group Business Description

Other Exchanges KCH:Germany
Address 2025 Staples Mill Road, Richmond, VA, USA, 23230
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
76GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$343.99
Price
$571.14
GF Value