Kinsale Capital GroupKNSL 80 EBITDA Margin % is 30.60% as of Mar. 2026, which is 1% below its 10-year median of 30.94. GuruFocus rates KNSL with a GF Score™ of 80/100 and a GF Value™ of $571.17 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 369 Insurance companies, Kinsale Capital Group ranks better than 84.01% on this metric.
Kinsale Capital Group (NYSE:KNSL) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Kinsale Capital Group EBITDA Margin % Related Terms
Kinsale Capital Group EBITDA Margin % Historical Data
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The historical data trend for Kinsale Capital Group's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KNSL vs THG, MCY, SIGI: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kinsale Capital Group EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Kinsale Capital Group's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Kinsale Capital Group's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kinsale Capital Group (KNSL) has a EBITDA Margin % of 30.60% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Kinsale Capital Group and its competitors. This is near median its historical median of 30.94. Over the past decade, Kinsale Capital Group's EBITDA Margin % has ranged from 22.21 to 35.10. According to the industry distribution chart, Kinsale Capital Group ranks #59 out of 369 companies in the Insurance industry, placing it in the top 16%.
Is Kinsale Capital Group's EBITDA Margin % too high?
Kinsale Capital Group's current EBITDA Margin % of 30.60% is near median its 10-year median of 30.94. Over the past 10 years, this metric has ranged from a low of 22.21 to a high of 35.10. The Insurance industry median EBITDA Margin % is 14.81. Kinsale Capital Group's value of 30.60% is 106.6% above this industry median. Based on the distribution chart, Kinsale Capital Group ranks #59 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Kinsale Capital Group has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's EBITDA Margin % compare to THG and MCY?
According to the Insurance industry distribution chart, Kinsale Capital Group ranks #59 out of 369 companies for EBITDA Margin %. This places Kinsale Capital Group in the top 16% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Kinsale Capital Group's value of 30.60% is 106.6% above this benchmark. Historically, Kinsale Capital Group's own EBITDA Margin % has ranged from 22.21 to 35.10 over the past decade. While the company's 10-year median is 30.94 vs. the industry median of 14.81, Kinsale Capital Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kinsale Capital Group's current EBITDA Margin % of 30.60% is 106.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Kinsale Capital Group and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kinsale Capital Group's current EBITDA Margin % is 30.60%, which is near median its own 10-year median of 30.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $571.17, compared to a current price of $310.39 — trading 45.7% below its estimated fair value. The current EBITDA Margin % is 30.60%, which is near median its 10-year median of 30.94 and 106.6% above the Insurance industry median of 14.81. Kinsale Capital Group's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current EBITDA Margin % is 30.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kinsale Capital Group (KNSL) Overvalued in 2026?
Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued.
The current stock price of $310.39 is trading 45.7% below its estimated GF Value™ of $571.17.
GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.
Key valuation signals for KNSL:
EBITDA Margin %: 30.60% (near median its 10-year median of 30.94)
GF Value™: $571.17 vs. price of $310.39 (45.7% below fair value)
Industry Position: 106.6% above the Insurance median (#59 of 369)
No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
80GF Score
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