KNSL (Kinsale Capital Group) EBIT: $673 Mil (TTM As of Mar. 2026)


KNSL Kinsale Capital Group Inc KNSL
80 GF Score
Price $310.39
GF Value $571.17
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Kinsale Capital Group EBIT?

Kinsale Capital Group KNSL 80 EBIT is $673 Mil as of Mar. 2026. GuruFocus rates KNSL with a GF Score™ of 80/100 and a GF Value™ of $571.17 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Kinsale Capital Group's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was $143 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was $673 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Kinsale Capital Group's annualized ROC % for the quarter that ended in Mar. 2026 was 7.83%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Kinsale Capital Group's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 9.40%.


Kinsale Capital Group  (NYSE:KNSL) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Kinsale Capital Group's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=571.308 * ( 1 - 19.41% )/( (5803.67755 + 5959.73445)/ 2 )
=460.4171172/5881.706
=7.83 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=6043.561 - 100.686 - ( 163.361 - 5% * 483.271 )
=5803.67755

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=6215.47 - 55.808 - ( 223.263 - 5% * 466.709 )
=5959.73445

Note: The EBIT data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Kinsale Capital Group's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=672.926/7159.671
=9.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Kinsale Capital Group EBIT Related Terms


Kinsale Capital Group EBIT Historical Data

* Premium members only.

The historical data trend for Kinsale Capital Group's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kinsale Capital Group EBIT Chart

Kinsale Capital Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 189.80 199.85 394.32 524.85 644.95

Kinsale Capital Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 114.85 170.85 181.45 177.81 142.83

KNSL vs THG, MCY, SIGI: EBIT Comparison

For the Insurance - Property & Casualty subindustry, Kinsale Capital Group's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kinsale Capital Group EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, Kinsale Capital Group's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Kinsale Capital Group's EV-to-EBIT falls into.


KNSL
80GF Score
Kinsale Capital Group Inc KNSL
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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Kinsale Capital Group EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $673 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $673 Mil mean?
Kinsale Capital Group (KNSL) has a EBIT of $673 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Kinsale Capital Group.
Is Kinsale Capital Group's EBIT too high?
Kinsale Capital Group's current EBIT is $673 Mil. Overall, Kinsale Capital Group has a GF Score™ of 80/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Kinsale Capital Group's EBIT compare to THG and MCY?
Kinsale Capital Group's EBIT of $673 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Kinsale Capital Group. Kinsale Capital Group's current EBIT is $673 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kinsale Capital Group stock overvalued right now?
Based on GuruFocus' analysis, Kinsale Capital Group (KNSL) is currently considered Significantly Undervalued. The stock's GF Value™ is $571.17, compared to a current price of $310.39 — trading 45.7% below its estimated fair value. The current EBIT is $673 Mil. Kinsale Capital Group's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Kinsale Capital Group (KNSL), the current EBIT is $673 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kinsale Capital Group (KNSL) Overvalued in 2026?

Based on GuruFocus' analysis, Kinsale Capital Group stock appears to be undervalued. The current stock price of $310.39 is trading 45.7% below its estimated GF Value™ of $571.17. GuruFocus considers Kinsale Capital Group to be Significantly Undervalued.

Key valuation signals for KNSL:

  • EBIT: $673 Mil
  • GF Value™: $571.17 vs. price of $310.39 (45.7% below fair value)
  • GF Score™: 80/100 with 2 warning signs

No single metric tells the full story. See the KNSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kinsale Capital Group Business Description

Other Exchanges KCH:Germany
Address 2025 Staples Mill Road, Richmond, VA, USA, 23230
Kinsale Capital Group Inc is an insurance holding company. The company is engaged in offering property, casualty, and specialty insurance products. It offers specialty insurance products for allied health, healthcare, life sciences, professional, and a public entity. The company operates in only one reportable segment which is the Excess and Surplus Lines Insurance segment, which includes commercial excess and surplus lines liability and property insurance products through its underwriting divisions. The company generates revenues in the form of premiums and investment income.
80GF Score

Get the complete analysis for KNSL

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$310.39
Price
$571.17
GF Value