NECB (NorthEast Community Bancorp) E10: $1.75 (As of Mar. 2026)


NECB NorthEast Community Bancorp Inc NECB
81 GF Score
Price $26.81
GF Value $22.26
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NorthEast Community Bancorp E10?

NorthEast Community Bancorp NECB +0.64% 81 E10 is $1.75 as of Mar. 2026. GuruFocus rates NECB with a GF Score™ of 81/100 and a GF Value™ of $22.26 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

NorthEast Community Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.740. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.75 for the trailing ten years ended in Mar. 2026.

During the past 12 months, NorthEast Community Bancorp's average E10 Growth Rate was 33.60% per year. During the past 3 years, the average E10 Growth Rate was 51.70% per year. During the past 5 years, the average E10 Growth Rate was 60.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of NorthEast Community Bancorp was 69.20% per year. The lowest was 51.70% per year. And the median was 69.00% per year.

As of today (2026-06-25), NorthEast Community Bancorp's current stock price is $26.81. NorthEast Community Bancorp's E10 for the quarter that ended in Mar. 2026 was $1.75. NorthEast Community Bancorp's Shiller PE Ratio of today is 15.32.

During the past 13 years, the highest Shiller PE Ratio of NorthEast Community Bancorp was 100.71. The lowest was 12.84. And the median was 44.71.


NorthEast Community Bancorp  (NAS:NECB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

NorthEast Community Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=26.81/1.75
=15.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of NorthEast Community Bancorp was 100.71. The lowest was 12.84. And the median was 44.71.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


NorthEast Community Bancorp E10 Related Terms


NorthEast Community Bancorp E10 Historical Data

* Premium members only.

The historical data trend for NorthEast Community Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NorthEast Community Bancorp E10 Chart

NorthEast Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.47 0.82 1.21 1.64

NorthEast Community Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.31 1.41 1.53 1.64 1.75

NECB vs WSBF, BCML, BFCC: E10 Comparison

For the Banks - Regional subindustry, NorthEast Community Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NorthEast Community Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NorthEast Community Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where NorthEast Community Bancorp's Shiller PE Ratio falls into.


NECB
81GF Score
NorthEast Community Bancorp Inc NECB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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NorthEast Community Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NorthEast Community Bancorp's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.74/330.2130*330.2130
=0.740

Current CPI (Mar. 2026) = 330.2130.

NorthEast Community Bancorp Quarterly Data

per share eps CPI Adj_EPS
201306 0.030 233.504 0.042
201309 0.030 234.149 0.042
201312 0.010 233.049 0.014
201403 0.020 236.293 0.028
201406 0.040 238.343 0.055
201409 0.030 238.031 0.042
201412 0.050 234.812 0.070
201503 -0.010 236.119 -0.014
201506 0.060 238.638 0.083
201509 0.080 237.945 0.111
201512 0.069 236.525 0.096
201612 0.000 241.432 0.000
201712 0.000 246.524 0.000
201812 0.000 251.233 0.000
201912 0.000 256.974 0.000
202003 0.270 258.115 0.345
202006 0.210 257.797 0.269
202009 0.190 260.280 0.241
202012 0.284 260.474 0.360
202103 0.200 264.877 0.249
202106 0.230 271.696 0.280
202109 0.050 274.310 0.060
202112 0.270 278.802 0.320
202203 0.230 287.504 0.264
202206 0.350 296.311 0.390
202209 0.490 296.808 0.545
202212 0.540 296.797 0.601
202303 0.770 301.836 0.842
202306 0.750 305.109 0.812
202309 0.800 307.789 0.858
202312 0.820 306.746 0.883
202403 0.860 312.332 0.909
202406 0.970 314.175 1.020
202409 0.950 315.301 0.995
202412 0.800 315.605 0.837
202503 0.780 319.799 0.805
202506 0.820 322.561 0.839
202509 0.870 324.800 0.884
202512 0.790 324.054 0.805
202603 0.740 330.213 0.740

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $1.75 mean?
NorthEast Community Bancorp (NECB) has a E10 of $1.75 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NorthEast Community Bancorp and its competitors.
Is NorthEast Community Bancorp's E10 too high?
NorthEast Community Bancorp's current E10 is $1.75. Overall, NorthEast Community Bancorp has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NorthEast Community Bancorp's E10 compare to WSBF and BCML?
NorthEast Community Bancorp's E10 of $1.75 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NorthEast Community Bancorp and its competitors. NorthEast Community Bancorp's current E10 is $1.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NorthEast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.26, compared to a current price of $26.81 — trading 20.4% above its estimated fair value. The current E10 is $1.75. NorthEast Community Bancorp's overall GF Score™ is 81/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current E10 is $1.75 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NorthEast Community Bancorp (NECB) Overvalued in 2026?

Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued. The current stock price of $26.81 is trading 20.4% above its estimated GF Value™ of $22.26. GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.

Key valuation signals for NECB:

  • E10: $1.75
  • GF Value™: $22.26 vs. price of $26.81 (20.4% above fair value)
  • GF Score™: 81/100 with 5 warning signs

No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NorthEast Community Bancorp Business Description

Address 325 Hamilton Avenue, White Plains, NY, USA, 10601
NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
81GF Score

Get the complete analysis for NECB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.81
Price
$22.26
GF Value