NECB (NorthEast Community Bancorp) Dividend Payout Ratio: 0.27 (As of Mar. 2026) — 69% Above Median

What is NorthEast Community Bancorp Dividend Payout Ratio?

NorthEast Community Bancorp NECB -0.97% 80 Dividend Payout Ratio is 0.27 as of Mar. 2026, which is 69% above its 10-year median of 0.16. GuruFocus rates NECB with a GF Score™ of 80/100 and a GF Value™ of $22.26 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,172 Banks companies, NorthEast Community Bancorp ranks better than 68.09% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. NorthEast Community Bancorp's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.27.

The historical rank and industry rank for NorthEast Community Bancorp's Dividend Payout Ratio or its related term are showing as below:

NECB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.09 Med: 0.16 Max: 0.32
Current: 0.25

During the past 13 years, the highest Dividend Payout Ratio of NorthEast Community Bancorp was 0.32. The lowest was 0.09. And the median was 0.16.

NECB's Dividend Payout Ratio is ranked better than
68.09% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs NECB: 0.25

As of today (2026-06-29), the Dividend Yield % of NorthEast Community Bancorp is 2.88%.

During the past 13 years, the highest Trailing Annual Dividend Yield of NorthEast Community Bancorp was 3.82%. The lowest was 0.31%. And the median was 1.49%.

NorthEast Community Bancorp's Dividends per Share for the months ended in Mar. 2026 was $0.20.

During the past 12 months, NorthEast Community Bancorp's average Dividends Per Share Growth Rate was 33.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 30.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 44.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 20.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of NorthEast Community Bancorp was 58.70% per year. The lowest was -9.10% per year. And the median was 8.90% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

NorthEast Community Bancorp (NAS:NECB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

NorthEast Community Bancorp Dividend Payout Ratio Related Terms

NorthEast Community Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for NorthEast Community Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NorthEast Community Bancorp Dividend Payout Ratio Chart

NorthEast Community Bancorp Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.32

0.23

0.09

0.14

0.25

NorthEast Community Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															0.26	0.24	0.23	0.25	0.27

NECB vs FCBM, PKBK, AVBC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, NorthEast Community Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

NorthEast Community Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NorthEast Community Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where NorthEast Community Bancorp's Dividend Payout Ratio falls into.

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NorthEast Community Bancorp Inc NECB

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NorthEast Community Bancorp Dividend Payout Ratio Calculation

NorthEast Community Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	0.8	/	3.25
	=	0.25

NorthEast Community Bancorp's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	0.2	/	0.74
	=	0.27

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 0.27 mean?

NorthEast Community Bancorp (NECB) has a Dividend Payout Ratio of 0.27 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NorthEast Community Bancorp and its competitors. This is 69% above median its historical median of 0.16. Over the past decade, NorthEast Community Bancorp's Dividend Payout Ratio has ranged from 0.09 to 0.32. According to the industry distribution chart, NorthEast Community Bancorp ranks #374 out of 1172 companies in the Banks industry, placing it in the top 31.9%.

Is NorthEast Community Bancorp's Dividend Payout Ratio too high?

NorthEast Community Bancorp's current Dividend Payout Ratio of 0.27 is 69% above median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.32. The Banks industry median Dividend Payout Ratio is 0.32. NorthEast Community Bancorp's value of 0.27 is 15.6% below this industry median. Based on the distribution chart, NorthEast Community Bancorp ranks #374 out of 1172 companies in the Banks industry, which is above the industry midpoint. Overall, NorthEast Community Bancorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does NorthEast Community Bancorp's Dividend Payout Ratio compare to FCBM and PKBK?

According to the Banks industry distribution chart, NorthEast Community Bancorp ranks #374 out of 1172 companies for Dividend Payout Ratio. This puts NorthEast Community Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. NorthEast Community Bancorp's value of 0.27 is 15.6% below this benchmark. Historically, NorthEast Community Bancorp's own Dividend Payout Ratio has ranged from 0.09 to 0.32 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.32, NorthEast Community Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NorthEast Community Bancorp's current Dividend Payout Ratio of 0.27 is 15.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on NorthEast Community Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NorthEast Community Bancorp's current Dividend Payout Ratio is 0.27, which is 69% above median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is NorthEast Community Bancorp stock overvalued right now?

Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.26, compared to a current price of $27.54 — trading 23.7% above its estimated fair value. The current Dividend Payout Ratio is 0.27, which is 69% above median its 10-year median of 0.16 and 15.6% below the Banks industry median of 0.32. NorthEast Community Bancorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current Dividend Payout Ratio is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NorthEast Community Bancorp (NECB) Overvalued in 2026?

Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued. The current stock price of $27.54 is trading 23.7% above its estimated GF Value™ of $22.26. GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.

Key valuation signals for NECB:

Dividend Payout Ratio: 0.27 (69% above median its 10-year median of 0.16)
GF Value™: $22.26 vs. price of $27.54 (23.7% above fair value)
GF Score™: 80/100 with 6 warning signs
Industry Position: 15.6% below the Banks median (#374 of 1172)

No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NorthEast Community Bancorp Business Description

Industry Financial Services Banks

Comparable Companies FCBM PKBK AVBC RVRF PCB MVBF USCB FNLC WSBF PLBC SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Address 325 Hamilton Avenue, White Plains, NY, USA, 10601

Website https://www.necb.com

NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.

80GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.54

Price

$22.26

GF Value

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