NorthEast Community BancorpNECB -0.70%80 FCF Yield % is 13.27 as of Jun. 29, 2026, which is 123% above its 10-year median of 5.95. GuruFocus rates NECB with a GF Score™ of 80/100 and a GF Value™ of $22.26 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,507 Banks companies, NorthEast Community Bancorp ranks better than 69.14% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
NorthEast Community Bancorp FCF Yield % Explanation
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
NorthEast Community Bancorp FCF Yield % Related Terms
NorthEast Community Bancorp FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, NorthEast Community Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NorthEast Community Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, NorthEast Community Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where NorthEast Community Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NorthEast Community Bancorp (NECB) has a FCF Yield % of 13.27 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NorthEast Community Bancorp and its competitors. This is 123% above median its historical median of 5.95. Over the past decade, NorthEast Community Bancorp's FCF Yield % has ranged from 1.05 to 22.26. According to the industry distribution chart, NorthEast Community Bancorp ranks #465 out of 1507 companies in the Banks industry, placing it in the top 30.9%.
Is NorthEast Community Bancorp's FCF Yield % too high?
NorthEast Community Bancorp's current FCF Yield % of 13.27 is 123% above median its 10-year median of 5.95. Over the past 10 years, this metric has ranged from a low of 1.05 to a high of 22.26. The Banks industry median FCF Yield % is 8.14. NorthEast Community Bancorp's value of 13.27 is 63% above this industry median. Based on the distribution chart, NorthEast Community Bancorp ranks #465 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, NorthEast Community Bancorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NorthEast Community Bancorp's FCF Yield % compare to FCBM and PKBK?
According to the Banks industry distribution chart, NorthEast Community Bancorp ranks #465 out of 1507 companies for FCF Yield %. This puts NorthEast Community Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.14. NorthEast Community Bancorp's value of 13.27 is 63% above this benchmark. Historically, NorthEast Community Bancorp's own FCF Yield % has ranged from 1.05 to 22.26 over the past decade. While the company's 10-year median is 5.95 vs. the industry median of 8.14, NorthEast Community Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NorthEast Community Bancorp's current FCF Yield % of 13.27 is 63% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on NorthEast Community Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NorthEast Community Bancorp's current FCF Yield % is 13.27, which is 123% above median its own 10-year median of 5.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NorthEast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.26, compared to a current price of $27.61 — trading 24% above its estimated fair value. The current FCF Yield % is 13.27, which is 123% above median its 10-year median of 5.95 and 63% above the Banks industry median of 8.14. NorthEast Community Bancorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current FCF Yield % is 13.27 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NorthEast Community Bancorp (NECB) Overvalued in 2026?
Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued.
The current stock price of $27.61 is trading 24% above its estimated GF Value™ of $22.26.
GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.
Key valuation signals for NECB:
FCF Yield %: 13.27 (123% above median its 10-year median of 5.95)
GF Value™: $22.26 vs. price of $27.61 (24% above fair value)
Industry Position: 63% above the Banks median (#465 of 1507)
No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
80GF Score
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