NECB (NorthEast Community Bancorp) Net Loan: $1,823.8 Mil (As of Mar. 2026)

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NECB NorthEast Community Bancorp Inc NECB
82 GF Score
Price $26.42
GF Value $22.02
Valuation Modestly Overvalued
! 5 Warning Signs
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What is NorthEast Community Bancorp Net Loan?

NorthEast Community Bancorp NECB +0.08% 82 Net Loan is $1,823.8 Mil as of Mar. 2026. GuruFocus rates NECB with a GF Score™ of 82/100 and a GF Value™ of $22.02 (Modestly Overvalued). The stock has 5 warning signs investors should review.

NorthEast Community Bancorp's quarterly net loan declined from Sep. 2025 ($1,869.0 Mil) to Dec. 2025 ($1,855.6 Mil) and declined from Dec. 2025 ($1,855.6 Mil) to Mar. 2026 ($1,823.8 Mil).

NorthEast Community Bancorp's annual net loan increased from Dec. 2023 ($1,581.8 Mil) to Dec. 2024 ($1,855.6 Mil) and increased from Dec. 2024 ($1,855.6 Mil) to Dec. 2025 ($1,823.8 Mil).

NorthEast Community Bancorp Net Loan Historical Data

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The historical data trend for NorthEast Community Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NorthEast Community Bancorp Net Loan Chart

NorthEast Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 968.09 1,212.22 1,581.80 1,807.77 1,855.60

NorthEast Community Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,720.47 1,792.83 1,869.01 1,855.60 1,823.79
NECB
82GF Score
NorthEast Community Bancorp Inc NECB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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NorthEast Community Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,823.8 Mil mean?
NorthEast Community Bancorp (NECB) has a Net Loan of $1,823.8 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on NorthEast Community Bancorp and its competitors.
Is NorthEast Community Bancorp's Net Loan too high?
NorthEast Community Bancorp's current Net Loan is $1,823.8 Mil. Overall, NorthEast Community Bancorp has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NorthEast Community Bancorp's Net Loan compare to FCBM and PKBK?
NorthEast Community Bancorp's Net Loan of $1,823.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on NorthEast Community Bancorp and its competitors. NorthEast Community Bancorp's current Net Loan is $1,823.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NorthEast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.02, compared to a current price of $26.42 — trading 20% above its estimated fair value. The current Net Loan is $1,823.8 Mil. NorthEast Community Bancorp's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current Net Loan is $1,823.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NorthEast Community Bancorp (NECB) Overvalued in 2026?

Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued. The current stock price of $26.42 is trading 20% above its estimated GF Value™ of $22.02. GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.

Key valuation signals for NECB:

  • Net Loan: $1,823.8 Mil
  • GF Value™: $22.02 vs. price of $26.42 (20% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

NorthEast Community Bancorp Business Description

Address 325 Hamilton Avenue, White Plains, NY, USA, 10601
NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
82GF Score

Get the complete analysis for NECB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.42
Price
$22.02
GF Value