NorthEast Community BancorpNECB -2.42%80 PE Ratio (TTM) is 8.57 as of Jul. 03, 2026, which is 45% below its 10-year median of 15.45. GuruFocus rates NECB with a GF Score™ of 80/100 and a GF Value™ of $22.01 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,445 Banks companies, NorthEast Community Bancorp ranks better than 74.6% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-03), NorthEast Community Bancorp's share price is
$27.61.
NorthEast Community Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.22. Therefore, NorthEast Community Bancorp's PE Ratio (TTM) for today is 8.57.
Warning Sign:
NorthEast Community Bancorp Inc stock PE Ratio (=8.57) is close to 3-year high of 8.63.
The historical rank and industry rank for NorthEast Community Bancorp's PE Ratio (TTM) or its related term are showing as below:
NECB'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 4.66 Med: 15.45 Max: 66.33
Current: 8.57
During the past 13 years, the highest PE Ratio (TTM) of NorthEast Community Bancorp was 66.33. The lowest was 4.66. And the median was 15.45.
NECB's PE Ratio (TTM) is ranked better than 74.6% of 1445
companies
in the Banks industry
Industry Median: 11.73
vs NECB: 8.57
During the past 12 months, NorthEast Community Bancorp's average EPS without NRIGrowth Rate was -8.00% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 26.80% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 43.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 28.60% per year.
During the past 13 years, NorthEast Community Bancorp's highest 3-Year average EPS without NRI Growth Rate was 75.90% per year. The lowest was -32.40% per year. And the median was 5.20% per year.
NorthEast Community Bancorp (NAS:NECB) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
NorthEast Community Bancorp PE Ratio (TTM) Related Terms
NorthEast Community Bancorp PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NECB vs FCBM, PKBK, AVBC: PE Ratio (TTM) Comparison
For the Banks - Regional subindustry, NorthEast Community Bancorp's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
NorthEast Community Bancorp PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, NorthEast Community Bancorp's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where NorthEast Community Bancorp's PE Ratio (TTM) falls into.
NorthEast Community Bancorp PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
NorthEast Community Bancorp's Share Price of today is $27.61.
NorthEast Community Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.22.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
NorthEast Community Bancorp (NECB) has a PE Ratio (TTM) of 8.57 as of Jul. 03, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on NorthEast Community Bancorp and its competitors. This is 45% below median its historical median of 15.45. Over the past decade, NorthEast Community Bancorp's PE Ratio (TTM) has ranged from 4.66 to 66.33. According to the industry distribution chart, NorthEast Community Bancorp ranks #367 out of 1445 companies in the Banks industry, placing it in the top 25.4%.
Is NorthEast Community Bancorp's PE Ratio (TTM) too high?
NorthEast Community Bancorp's current PE Ratio (TTM) of 8.57 is 45% below median its 10-year median of 15.45. Over the past 10 years, this metric has ranged from a low of 4.66 to a high of 66.33. The Banks industry median PE Ratio (TTM) is 11.73. NorthEast Community Bancorp's value of 8.57 is 26.9% below this industry median. Based on the distribution chart, NorthEast Community Bancorp ranks #367 out of 1445 companies in the Banks industry, which is above the industry midpoint. Overall, NorthEast Community Bancorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NorthEast Community Bancorp's PE Ratio (TTM) compare to FCBM and PKBK?
According to the Banks industry distribution chart, NorthEast Community Bancorp ranks #367 out of 1445 companies for PE Ratio (TTM). This puts NorthEast Community Bancorp in the upper half of its industry. The industry median PE Ratio (TTM) is 11.73. NorthEast Community Bancorp's value of 8.57 is 26.9% below this benchmark. Historically, NorthEast Community Bancorp's own PE Ratio (TTM) has ranged from 4.66 to 66.33 over the past decade. While the company's 10-year median is 15.45 vs. the industry median of 11.73, NorthEast Community Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.73, based on 1,445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NorthEast Community Bancorp's current PE Ratio (TTM) of 8.57 is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on NorthEast Community Bancorp and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NorthEast Community Bancorp's current PE Ratio (TTM) is 8.57, which is 45% below median its own 10-year median of 15.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NorthEast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.01, compared to a current price of $27.61 — trading 25.4% above its estimated fair value. The current PE Ratio (TTM) is 8.57, which is 45% below median its 10-year median of 15.45 and 26.9% below the Banks industry median of 11.73. NorthEast Community Bancorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current PE Ratio (TTM) is 8.57 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is NorthEast Community Bancorp (NECB) Overvalued in 2026?
Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued.
The current stock price of $27.61 is trading 25.4% above its estimated GF Value™ of $22.01.
GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.
Key valuation signals for NECB:
PE Ratio (TTM): 8.57 (45% below median its 10-year median of 15.45)
GF Value™: $22.01 vs. price of $27.61 (25.4% above fair value)
Industry Position: 26.9% below the Banks median (#367 of 1445)
No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
80GF Score
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