NECB (NorthEast Community Bancorp) Enterprise Value: $330.2 Mil (As of Jun. 29, 2026) ***


NECB NorthEast Community Bancorp Inc NECB
80 GF Score
Price $27.61
GF Value $22.26
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is NorthEast Community Bancorp Enterprise Value?

NorthEast Community Bancorp NECB -0.70% 80 Enterprise Value is $330.2 Mil as of Jun. 29, 2026. GuruFocus rates NECB with a GF Score™ of 80/100 and a GF Value™ of $22.26 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, NorthEast Community Bancorp's Enterprise Value is $330.2 Mil. NorthEast Community Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $104.3 Mil. Therefore, NorthEast Community Bancorp's EV-to-Revenue ratio for today is 3.17.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, NorthEast Community Bancorp's Enterprise Value is $330.2 Mil. NorthEast Community Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $52.1 Mil. Therefore, NorthEast Community Bancorp's EV-to-OCF ratio for today is 6.34.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, NorthEast Community Bancorp's Enterprise Value is $330.2 Mil. NorthEast Community Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $50.6 Mil. Therefore, NorthEast Community Bancorp's EV-to-FCF ratio for today is 6.52.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


NorthEast Community Bancorp  (NAS:NECB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

NorthEast Community Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=330.209/104.264
=3.17

NorthEast Community Bancorp's current Enterprise Value is $330.2 Mil.
NorthEast Community Bancorp's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $104.3 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

NorthEast Community Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=330.209/52.083
=6.34

NorthEast Community Bancorp's current Enterprise Value is $330.2 Mil.
NorthEast Community Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $52.1 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

NorthEast Community Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=330.209/50.62
=6.52

NorthEast Community Bancorp's current Enterprise Value is $330.2 Mil.
NorthEast Community Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $50.6 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


NorthEast Community Bancorp Enterprise Value Related Terms


NorthEast Community Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for NorthEast Community Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NorthEast Community Bancorp Enterprise Value Chart

NorthEast Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 61.02 167.94 227.69 237.10 297.88

NorthEast Community Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 213.38 393.48 387.90 297.88 277.56

NECB vs FCBM, PKBK, AVBC: Enterprise Value Comparison

For the Banks - Regional subindustry, NorthEast Community Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NorthEast Community Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, NorthEast Community Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where NorthEast Community Bancorp's Enterprise Value falls into.


NECB
80GF Score
NorthEast Community Bancorp Inc NECB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NorthEast Community Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

NorthEast Community Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

NorthEast Community Bancorp's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $330.2 Mil mean?
NorthEast Community Bancorp (NECB) has a Enterprise Value of $330.2 Mil as of Jun. 29, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on NorthEast Community Bancorp and its competitors.
Is NorthEast Community Bancorp's Enterprise Value too high?
NorthEast Community Bancorp's current Enterprise Value is $330.2 Mil. Overall, NorthEast Community Bancorp has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does NorthEast Community Bancorp's Enterprise Value compare to FCBM and PKBK?
NorthEast Community Bancorp's Enterprise Value of $330.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on NorthEast Community Bancorp and its competitors. NorthEast Community Bancorp's current Enterprise Value is $330.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NorthEast Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, NorthEast Community Bancorp (NECB) is currently considered Modestly Overvalued. The stock's GF Value™ is $22.26, compared to a current price of $27.61 — trading 24% above its estimated fair value. The current Enterprise Value is $330.2 Mil. NorthEast Community Bancorp's overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For NorthEast Community Bancorp (NECB), the current Enterprise Value is $330.2 Mil as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NorthEast Community Bancorp (NECB) Overvalued in 2026?

Based on GuruFocus' analysis, NorthEast Community Bancorp stock appears to be overvalued. The current stock price of $27.61 is trading 24% above its estimated GF Value™ of $22.26. GuruFocus considers NorthEast Community Bancorp to be Modestly Overvalued.

Key valuation signals for NECB:

  • Enterprise Value: $330.2 Mil
  • GF Value™: $22.26 vs. price of $27.61 (24% above fair value)
  • GF Score™: 80/100 with 6 warning signs

No single metric tells the full story. See the NECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NorthEast Community Bancorp Business Description

Address 325 Hamilton Avenue, White Plains, NY, USA, 10601
NorthEast Community Bancorp Inc operates as a community-oriented financial institution. It is principally engaged in the business of attracting deposits and investing those funds into mortgage and commercial loans. It conducts activities throughout the Northeastern United States, including New York, Massachusetts, New Jersey, and Connecticut. The company offers a comprehensive line of banking products and services, including mobile banking as well as commercial real estate loans, commercial construction financing, lines of credit, and term loans. It also offers investment advisory and financial planning services.
80GF Score

Get the complete analysis for NECB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.61
Price
$22.26
GF Value