NEWT (NewtekOne) E10: $2.49 (As of Mar. 2026)


NEWT NewtekOne Inc NEWT
64 GF Score
Price $14.14
GF Value $15.08
Valuation Fairly Valued
! 11 Warning Signs
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What is NewtekOne E10?

NewtekOne NEWT -0.07% 64 E10 is $2.49 as of Mar. 2026. GuruFocus rates NEWT with a GF Score™ of 64/100 and a GF Value™ of $15.08 (Fairly Valued). The stock has 11 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

NewtekOne's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.430. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $2.49 for the trailing ten years ended in Mar. 2026.

During the past 12 months, NewtekOne's average E10 Growth Rate was -1.20% per year. During the past 3 years, the average E10 Growth Rate was 1.70% per year. During the past 5 years, the average E10 Growth Rate was 7.30% per year. During the past 10 years, the average E10 Growth Rate was 23.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of NewtekOne was 80.30% per year. The lowest was -23.80% per year. And the median was 14.05% per year.

As of today (2026-06-24), NewtekOne's current stock price is $14.14. NewtekOne's E10 for the quarter that ended in Mar. 2026 was $2.49. NewtekOne's Shiller PE Ratio of today is 5.68.

During the past 13 years, the highest Shiller PE Ratio of NewtekOne was 35.63. The lowest was 3.94. And the median was 11.74.


NewtekOne  (NAS:NEWT) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

NewtekOne's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=14.14/2.49
=5.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of NewtekOne was 35.63. The lowest was 3.94. And the median was 11.74.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


NewtekOne E10 Related Terms


NewtekOne E10 Historical Data

* Premium members only.

The historical data trend for NewtekOne's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

NewtekOne E10 Chart

NewtekOne Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.16 2.34 2.48 2.59 2.46

NewtekOne Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.52 2.53 2.55 2.46 2.49

NEWT vs CBK, RBB, WTBA: E10 Comparison

For the Banks - Regional subindustry, NewtekOne's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NewtekOne Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, NewtekOne's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where NewtekOne's Shiller PE Ratio falls into.


NEWT
64GF Score
NewtekOne Inc NEWT
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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NewtekOne E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, NewtekOne's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.43/330.2130*330.2130
=0.430

Current CPI (Mar. 2026) = 330.2130.

NewtekOne Quarterly Data

per share eps CPI Adj_EPS
201606 0.370 241.018 0.507
201609 0.690 241.428 0.944
201612 0.430 241.432 0.588
201703 0.360 243.801 0.488
201706 0.400 244.955 0.539
201709 0.460 246.819 0.615
201712 0.979 246.524 1.311
201803 0.440 249.554 0.582
201806 0.410 251.989 0.537
201809 0.660 252.439 0.863
201812 0.400 251.233 0.526
201903 0.480 254.202 0.624
201906 0.450 256.143 0.580
201909 0.550 256.759 0.707
201912 0.621 256.974 0.798
202003 -0.350 258.115 -0.448
202006 1.220 257.797 1.563
202009 -0.020 260.280 -0.025
202012 0.722 260.474 0.915
202103 1.350 264.877 1.683
202106 0.770 271.696 0.936
202109 0.740 274.310 0.891
202112 0.829 278.802 0.982
202203 0.400 287.504 0.459
202206 0.560 296.311 0.624
202209 0.470 296.808 0.523
202212 -0.090 296.797 -0.100
202303 0.740 301.836 0.810
202306 0.270 305.109 0.292
202309 0.430 307.789 0.461
202312 0.420 306.746 0.452
202403 0.380 312.332 0.402
202406 0.430 314.175 0.452
202409 0.450 315.301 0.471
202412 0.700 315.605 0.732
202503 0.350 319.799 0.361
202506 0.520 322.561 0.532
202509 0.670 324.800 0.681
202512 0.640 324.054 0.652
202603 0.430 330.213 0.430

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $2.49 mean?
NewtekOne (NEWT) has a E10 of $2.49 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NewtekOne and its competitors.
Is NewtekOne's E10 too high?
NewtekOne's current E10 is $2.49. Overall, NewtekOne has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NewtekOne's E10 compare to CBK and RBB?
NewtekOne's E10 of $2.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on NewtekOne and its competitors. NewtekOne's current E10 is $2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NewtekOne stock overvalued right now?
Based on GuruFocus' analysis, NewtekOne (NEWT) is currently considered Fairly Valued. The stock's GF Value™ is $15.08, compared to a current price of $14.14 — trading 6.2% below its estimated fair value. The current E10 is $2.49. NewtekOne's overall GF Score™ is 64/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For NewtekOne (NEWT), the current E10 is $2.49 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NewtekOne (NEWT) Overvalued in 2026?

Based on GuruFocus' analysis, NewtekOne stock appears to be undervalued. The current stock price of $14.14 is trading 6.2% below its estimated GF Value™ of $15.08. GuruFocus considers NewtekOne to be Fairly Valued.

Key valuation signals for NEWT:

  • E10: $2.49
  • GF Value™: $15.08 vs. price of $14.14 (6.2% below fair value)
  • GF Score™: 64/100 with 11 warning signs

No single metric tells the full story. See the NEWT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NewtekOne Business Description

Other Exchanges 0K7X:UK
Address 4800 T Rex Avenue, Suite 120, Boca Raton, FL, USA, 33431
NewtekOne Inc provides business and financial solutions under the Newtek and NewtekOne brands to the independent business owner (SMB) market. Its services are offered online and in some cases delivered by staff via video and voice calls. The company offers lending products, FDIC insured deposit products and services, payments processing, payroll services and insurance brokerage services. Loan products include SBA 7(a), ALP, SBA 504, and traditional C&I and CRE bank loans, while deposit products include consumer high yield savings accounts, high yield certificates of deposit, zero-fee business checking and business money market accounts. The company operates through four reportable segments Banking, Alternative Lending, NSBF and Payments.
64GF Score

Get the complete analysis for NEWT

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.14
Price
$15.08
GF Value