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RMIAF (Automotive Finco) E10 : $-0.08 (As of Sep. 2024)


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What is Automotive Finco E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Automotive Finco's adjusted earnings per share data for the three months ended in Sep. 2024 was $0.022. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $-0.08 for the trailing ten years ended in Sep. 2024.

During the past 3 years, the average E10 Growth Rate was -20.50% per year. During the past 5 years, the average E10 Growth Rate was -16.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Automotive Finco was 22.90% per year. The lowest was -38.10% per year. And the median was -3.35% per year.

As of today (2025-03-14), Automotive Finco's current stock price is $0.5504. Automotive Finco's E10 for the quarter that ended in Sep. 2024 was $-0.08. Automotive Finco's Shiller PE Ratio of today is .


Automotive Finco E10 Historical Data

The historical data trend for Automotive Finco's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Automotive Finco E10 Chart

Automotive Finco Annual Data
Trend Feb14 Feb15 Feb16 Feb17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.08 -0.09 -0.30 -0.30 -0.14

Automotive Finco Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.42 -0.14 -0.09 -0.12 -0.08

Competitive Comparison of Automotive Finco's E10

For the Credit Services subindustry, Automotive Finco's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Automotive Finco's Shiller PE Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Automotive Finco's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Automotive Finco's Shiller PE Ratio falls into.



Automotive Finco E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Automotive Finco's adjusted earnings per share data for the three months ended in Sep. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=0.022/127.2847*127.2847
=0.022

Current CPI (Sep. 2024) = 127.2847.

Automotive Finco Quarterly Data

per share eps CPI Adj_EPS
201408 0.137 99.315 0.176
201411 -0.132 99.078 -0.170
201502 -0.720 99.078 -0.925
201505 0.123 100.263 0.156
201508 -0.114 100.579 -0.144
201511 -0.113 100.421 -0.143
201602 -0.043 100.421 -0.055
201605 -0.039 101.765 -0.049
201608 -0.115 101.686 -0.144
201611 -0.112 101.607 -0.140
201702 0.099 102.476 0.123
201705 -0.022 103.108 -0.027
201709 0.000 103.345 0.000
201803 0.031 105.004 0.038
201806 0.023 105.557 0.028
201809 0.023 105.636 0.028
201812 0.037 105.399 0.045
201903 0.037 106.979 0.044
201906 0.038 107.690 0.045
201909 -0.008 107.611 -0.009
201912 -0.076 107.769 -0.090
202003 0.007 107.927 0.008
202006 -0.007 108.401 -0.008
202009 -0.008 108.164 -0.009
202012 -0.016 108.559 -0.019
202103 -0.016 110.298 -0.018
202106 -0.008 111.720 -0.009
202109 -0.008 112.905 -0.009
202112 -0.016 113.774 -0.018
202203 -0.008 117.646 -0.009
202206 -0.008 120.806 -0.008
202209 -0.007 120.648 -0.007
202212 0.007 120.964 0.007
202303 0.015 122.702 0.016
202306 0.015 124.203 0.015
202309 0.015 125.230 0.015
202312 0.022 125.072 0.022
202403 0.015 126.258 0.015
202406 0.022 127.522 0.022
202409 0.022 127.285 0.022

Add all the adjusted EPS together and divide 10 will get our e10.


Automotive Finco  (OTCPK:RMIAF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Automotive Finco E10 Related Terms

Thank you for viewing the detailed overview of Automotive Finco's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Automotive Finco Business Description

Traded in Other Exchanges
Address
Yonge King, PO Box 17026, Toronto, ON, CAN, M5E 1Y2
Automotive Finco Corp p is a finance company focused exclusively on the auto retail sector. The company also pursues other direct investments and financing opportunities across the auto retail sector. Through its investment in Automotive Finance LP, it is engaged in the business of lending and administering investment funds. The Company has only one operating segment: Investment issuer focused on providing debt financing and making other investments in the auto retail sector.

Automotive Finco Headlines