Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Automotive FincoRMIAF 46 EV-to-EBIT is 0.42 as of Jul. 28, 2026. GuruFocus rates RMIAF with a GF Score™ of 46/100. The stock has 7 warning signs investors should review. Among 312 Credit Services companies, Automotive Finco ranks better than 97.12% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Automotive Finco's Enterprise Value for the quarter that ended in Mar. 2026 was $-17.94 Mil.
Automotive Finco's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.77 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automotive Finco EV-to-EBIT Related Terms
Automotive Finco EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Automotive Finco's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Automotive Finco's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automotive Finco EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Automotive Finco's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Automotive Finco's EV-to-EBIT falls into.
Automotive Finco's current Enterprise Value is $0.32 Mil.
Automotive Finco's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.77 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automotive Finco (RMIAF) has a EV-to-EBIT of 0.42 as of Jul. 28, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Automotive Finco and its competitors. According to the industry distribution chart, Automotive Finco ranks #9 out of 312 companies in the Credit Services industry, placing it in the top 2.9%.
Is Automotive Finco's EV-to-EBIT too high?
Automotive Finco's current EV-to-EBIT is 0.42. The Credit Services industry median EV-to-EBIT is 22.94. Automotive Finco's value of 0.42 is 98.2% below this industry median. Based on the distribution chart, Automotive Finco ranks #9 out of 312 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Automotive Finco has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Automotive Finco's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Automotive Finco ranks #9 out of 312 companies for EV-to-EBIT. This places Automotive Finco in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-EBIT is 22.94. Automotive Finco's value of 0.42 is 98.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.94, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Automotive Finco's current EV-to-EBIT of 0.42 is 98.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Automotive Finco and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automotive Finco's current EV-to-EBIT is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automotive Finco stock overvalued right now?
Automotive Finco (RMIAF) has a current EV-to-EBIT of 0.42. The current EV-to-EBIT is 0.42 and 98.2% below the Credit Services industry median of 22.94. Automotive Finco's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Automotive Finco (RMIAF), the current EV-to-EBIT is 0.42 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Automotive Finco Corp p is a finance company focused exclusively on the auto retail sector. The company also pursues other direct investments and financing opportunities across the auto retail sector. Through its investment in Automotive Finance LP, it is engaged in the business of lending and administering investment funds. The company has only one operating segment: Investment issuer focused on providing debt financing and making other investments in the auto retail sector.
46GF Score
Get the complete analysis for RMIAF
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RMIAF has been successfully added to your 
