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Automotive FincoRMIAF 47 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus rates RMIAF with a GF Score™ of 47/100. The stock has 7 warning signs investors should review. Among 323 Credit Services companies, Automotive Finco ranks worse than 309597.21% on this metric.
During the past 12 months, Automotive Finco's average EBITDA Per Share Growth Rate was -46.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of Automotive Finco was 51.30% per year. The lowest was -40.80% per year. And the median was -4.00% per year.
EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.
Automotive Finco 3-Year EBITDA Growth Rate Related Terms
RMIAF vs V, MA, AXP: 3-Year EBITDA Growth Rate Comparison
For the Credit Services subindustry, Automotive Finco's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automotive Finco 3-Year EBITDA Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Automotive Finco's 3-Year EBITDA Growth Rate distribution charts can be found below:
* The bar in red indicates where Automotive Finco's 3-Year EBITDA Growth Rate falls into.
This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.
What does a 3-Year EBITDA Growth Rate of 0.00% mean?
Automotive Finco (RMIAF) has a 3-Year EBITDA Growth Rate of 0.00% as of Mar. 2026. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Automotive Finco and its competitors. According to the industry distribution chart, Automotive Finco ranks #999999 out of 323 companies in the Credit Services industry.
Is Automotive Finco's 3-Year EBITDA Growth Rate too high?
Automotive Finco's current 3-Year EBITDA Growth Rate is 0.00%. Based on the distribution chart, Automotive Finco ranks #999999 out of 323 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Automotive Finco has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Automotive Finco's 3-Year EBITDA Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Automotive Finco ranks #999999 out of 323 companies for 3-Year EBITDA Growth Rate. This places Automotive Finco in the lower half of its industry. The industry median 3-Year EBITDA Growth Rate is 9.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Credit Services company?
The median 3-Year EBITDA Growth Rate among Credit Services companies is 9.20, based on 323 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for Automotive Finco and its competitors. For the Credit Services industry, the median 3-Year EBITDA Growth Rate is 9.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automotive Finco's current 3-Year EBITDA Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automotive Finco stock overvalued right now?
Automotive Finco (RMIAF) has a current 3-Year EBITDA Growth Rate of 0.00%. The current 3-Year EBITDA Growth Rate is 0.00%. Automotive Finco's overall GF Score™ is 47/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For Automotive Finco (RMIAF), the current 3-Year EBITDA Growth Rate is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Automotive Finco Corp p is a finance company focused exclusively on the auto retail sector. The company also pursues other direct investments and financing opportunities across the auto retail sector. Through its investment in Automotive Finance LP, it is engaged in the business of lending and administering investment funds. The company has only one operating segment: Investment issuer focused on providing debt financing and making other investments in the auto retail sector.
47GF Score
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