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Automotive FincoRMIAF 45 Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus rates RMIAF with a GF Score™ of 45/100. The stock has 7 warning signs investors should review. Among 455 Credit Services companies, Automotive Finco ranks worse than 219780% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Automotive Finco's Debt-to-Equity or its related term are showing as below:
During the past 13 years, the highest Debt-to-Equity Ratio of Automotive Finco was 0.55. The lowest was 0.51. And the median was 0.52.
RMIAF's Debt-to-Equity is not ranked *
in the Credit Services industry.
Industry Median: 1.23 * Ranked among companies with meaningful Debt-to-Equity only.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Automotive Finco Debt-to-Equity Related Terms
Automotive Finco Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Automotive Finco's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Automotive Finco's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automotive Finco Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Automotive Finco's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Automotive Finco's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automotive Finco (RMIAF) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Automotive Finco and its competitors. Over the past decade, Automotive Finco's Debt-to-Equity has ranged from 0.51 to 0.55. According to the industry distribution chart, Automotive Finco ranks #999999 out of 455 companies in the Credit Services industry.
Is Automotive Finco's Debt-to-Equity too high?
Automotive Finco's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 0.55. Based on the distribution chart, Automotive Finco ranks #999999 out of 455 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Automotive Finco has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does Automotive Finco's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, Automotive Finco ranks #999999 out of 455 companies for Debt-to-Equity. This places Automotive Finco in the lower half of its industry. The industry median Debt-to-Equity is 1.23. Historically, Automotive Finco's own Debt-to-Equity has ranged from 0.51 to 0.55 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Automotive Finco and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automotive Finco's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automotive Finco stock overvalued right now?
Automotive Finco (RMIAF) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. Automotive Finco's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Automotive Finco (RMIAF), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Automotive Finco Corp p is a finance company focused exclusively on the auto retail sector. The company also pursues other direct investments and financing opportunities across the auto retail sector. Through its investment in Automotive Finance LP, it is engaged in the business of lending and administering investment funds. The company has only one operating segment: Investment issuer focused on providing debt financing and making other investments in the auto retail sector.
45GF Score
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