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Automotive FincoRMIAF 46 EV-to-EBITDA is 0.42 as of Jul. 29, 2026. GuruFocus rates RMIAF with a GF Score™ of 46/100. The stock has 7 warning signs investors should review. Among 327 Credit Services companies, Automotive Finco ranks better than 97.25% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Automotive Finco's enterprise value is $0.32 Mil.
Automotive Finco's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was $0.77 Mil. Therefore, Automotive Finco's EV-to-EBITDA for today is 0.42.
The historical rank and industry rank for Automotive Finco's EV-to-EBITDA or its related term are showing as below:
RMIAF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -10884.32 Med: -4.09 Max: 171.63
Current: 0.62
During the past 13 years, the highest EV-to-EBITDA of Automotive Finco was 171.63. The lowest was -10884.32. And the median was -4.09.
RMIAF's EV-to-EBITDA is ranked better than 97.25% of 327
companies
in the Credit Services industry
Industry Median: 22.03
vs RMIAF: 0.62
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Automotive Finco's PE Ratio (TTM) for today is calculated as:
Automotive Finco's share price for today is $0.0111.
Automotive Finco's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.037.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Automotive Finco's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Automotive Finco's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Automotive Finco EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Automotive Finco's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Automotive Finco's EV-to-EBITDA falls into.
Automotive Finco's current Enterprise Value is $0.32 Mil.
Automotive Finco's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.77 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Automotive Finco (RMIAF) has a EV-to-EBITDA of 0.42 as of Jul. 29, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Automotive Finco. According to the industry distribution chart, Automotive Finco ranks #9 out of 327 companies in the Credit Services industry, placing it in the top 2.8%.
Is Automotive Finco's EV-to-EBITDA too high?
Automotive Finco's current EV-to-EBITDA is 0.42. The Credit Services industry median EV-to-EBITDA is 22.03. Automotive Finco's value of 0.42 is 98.1% below this industry median. Based on the distribution chart, Automotive Finco ranks #9 out of 327 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Automotive Finco has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Automotive Finco's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Automotive Finco ranks #9 out of 327 companies for EV-to-EBITDA. This places Automotive Finco in the top 3% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 22.03. Automotive Finco's value of 0.42 is 98.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.03, based on 327 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Automotive Finco's current EV-to-EBITDA of 0.42 is 98.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Automotive Finco. For the Credit Services industry, the median EV-to-EBITDA is 22.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Automotive Finco's current EV-to-EBITDA is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Automotive Finco stock overvalued right now?
Automotive Finco (RMIAF) has a current EV-to-EBITDA of 0.42. The current EV-to-EBITDA is 0.42 and 98.1% below the Credit Services industry median of 22.03. Automotive Finco's overall GF Score™ is 46/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Automotive Finco (RMIAF), the current EV-to-EBITDA is 0.42 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Automotive Finco Corp p is a finance company focused exclusively on the auto retail sector. The company also pursues other direct investments and financing opportunities across the auto retail sector. Through its investment in Automotive Finance LP, it is engaged in the business of lending and administering investment funds. The company has only one operating segment: Investment issuer focused on providing debt financing and making other investments in the auto retail sector.
46GF Score
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