Societe Tunisienne de Reassurance (XTUN:TRE) E10: TND0.99 (As of Dec. 2024)


XTUN:TRE Societe Tunisienne de Reassurance SA XTUN:TRE
85 GF Score
Price TND12.80
GF Value TND9.27
Valuation Significantly Overvalued
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What is Societe Tunisienne de Reassurance E10?

Societe Tunisienne de Reassurance XTUN:TRE 85 E10 is TND0.99 as of Dec. 2024. GuruFocus rates XTUN:TRE with a GF Score™ of 85/100 and a GF Value™ of TND9.27 (Significantly Overvalued).

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Societe Tunisienne de Reassurance's adjusted earnings per share data for the fiscal year that ended in Dec. 2024 was TND1.070. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is TND0.99 for the trailing ten years ended in Dec. 2024.

During the past 12 months, Societe Tunisienne de Reassurance's average E10 Growth Rate was 4.20% per year. During the past 3 years, the average E10 Growth Rate was 5.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Societe Tunisienne de Reassurance was 5.20% per year. The lowest was 5.20% per year. And the median was 5.20% per year.

As of today (2026-06-28), Societe Tunisienne de Reassurance's current stock price is TND 12.80. Societe Tunisienne de Reassurance's E10 for the fiscal year that ended in Dec. 2024 was TND0.99. Societe Tunisienne de Reassurance's Shiller PE Ratio of today is 12.93.

During the past 13 years, the highest Shiller PE Ratio of Societe Tunisienne de Reassurance was 15.94. The lowest was 6.51. And the median was 7.91.


Societe Tunisienne de Reassurance  (XTUN:TRE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Societe Tunisienne de Reassurance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=12.80/0.99
=12.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Societe Tunisienne de Reassurance was 15.94. The lowest was 6.51. And the median was 7.91.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Societe Tunisienne de Reassurance E10 Related Terms


Societe Tunisienne de Reassurance E10 Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Reassurance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Reassurance E10 Chart

Societe Tunisienne de Reassurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.85 0.92 0.95 0.99

Societe Tunisienne de Reassurance Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.85 0.92 0.95 0.99

XTUN:TRE vs RGA, EG, RNR: E10 Comparison

For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Reassurance Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Reassurance's Shiller PE Ratio falls into.


XTUN:TRE
85GF Score
Societe Tunisienne de Reassurance SA XTUN:TRE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Reassurance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Societe Tunisienne de Reassurance's adjusted earnings per share data for the fiscal year that ended in Dec. 2024 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.07/315.6050*315.6050
=1.070

Current CPI (Dec. 2024) = 315.6050.

Societe Tunisienne de Reassurance Annual Data

per_share_eps CPI Adj_EPS
201512 0.722 236.525 0.963
201612 0.795 241.432 1.039
201712 0.614 246.524 0.786
201812 0.855 251.233 1.074
201912 0.000 256.974 0.000
202012 0.000 260.474 0.000
202112 0.836 278.802 0.946
202212 0.993 296.797 1.056
202312 0.929 306.746 0.956
202412 1.070 315.605 1.070

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of TND0.99 mean?
Societe Tunisienne de Reassurance (XTUN:TRE) has a E10 of TND0.99 as of Dec. 2024. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Societe Tunisienne de Reassurance and its competitors.
Is Societe Tunisienne de Reassurance's E10 too high?
Societe Tunisienne de Reassurance's current E10 is TND0.99. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's E10 compare to RGA and EG?
Societe Tunisienne de Reassurance's E10 of TND0.99 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Societe Tunisienne de Reassurance and its competitors. Societe Tunisienne de Reassurance's current E10 is TND0.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND12.80 — trading 38.1% above its estimated fair value. The current E10 is TND0.99. Societe Tunisienne de Reassurance's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current E10 is TND0.99 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued. The current stock price of TND12.80 is trading 38.1% above its estimated GF Value™ of TND9.27. GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.

Key valuation signals for XTUN:TRE:

  • E10: TND0.99
  • GF Value™: TND9.27 vs. price of TND12.80 (38.1% above fair value)
  • GF Score™: 85/100

No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Reassurance Business Description

Address Avenue du Japon No. 12, P.O Box 29, Montplaisir, Tunis, TUN, 1073
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
85GF Score

Get the complete analysis for XTUN:TRE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND12.80
Price
TND9.27
GF Value