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XTUN:TRE'
s PB Ratio Range Over the Past 10 Years
Min: 0.51 Med: 0.72 Max: 1.22
Current: 1.02
During the past 13 years, Societe Tunisienne de Reassurance's highest PB Ratio was 1.22. The lowest was 0.51. And the median was 0.72.
XTUN:TRE's PB Ratio is ranked better than 68.21% of 497
companies
in the Insurance industry
Industry Median: 1.41
vs XTUN:TRE: 1.02
During the past 12 months, Societe Tunisienne de Reassurance's average Book Value Per Share Growth Rate was 4.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 7.60% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Societe Tunisienne de Reassurance was 7.60% per year. The lowest was 1.20% per year. And the median was 2.50% per year.
Back to Basics: PB Ratio
Societe Tunisienne de Reassurance (XTUN:TRE) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Societe Tunisienne de Reassurance PB Ratio Related Terms
Societe Tunisienne de Reassurance PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Reassurance PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's PB Ratio distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Reassurance's PB Ratio falls into.
Societe Tunisienne de Reassurance PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Societe Tunisienne de Reassurance (XTUN:TRE) has a PB Ratio of 1.01 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe Tunisienne de Reassurance and its competitors. This is 40% above median its historical median of 0.72. Over the past decade, Societe Tunisienne de Reassurance's PB Ratio has ranged from 0.51 to 1.22. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #158 out of 497 companies in the Insurance industry, placing it in the top 31.8%.
Is Societe Tunisienne de Reassurance's PB Ratio too high?
Societe Tunisienne de Reassurance's current PB Ratio of 1.01 is 40% above median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 1.22. The Insurance industry median PB Ratio is 1.41. Societe Tunisienne de Reassurance's value of 1.01 is 28.4% below this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #158 out of 497 companies in the Insurance industry, which is above the industry midpoint. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #158 out of 497 companies for PB Ratio. This puts Societe Tunisienne de Reassurance in the upper half of its industry. The industry median PB Ratio is 1.41. Societe Tunisienne de Reassurance's value of 1.01 is 28.4% below this benchmark. Historically, Societe Tunisienne de Reassurance's own PB Ratio has ranged from 0.51 to 1.22 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 1.41, Societe Tunisienne de Reassurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.41, based on 497 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current PB Ratio of 1.01 is 28.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median PB Ratio is 1.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current PB Ratio is 1.01, which is 40% above median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.26, compared to a current price of TND13.10 — trading 41.5% above its estimated fair value. The current PB Ratio is 1.01, which is 40% above median its 10-year median of 0.72 and 28.4% below the Insurance industry median of 1.41. Societe Tunisienne de Reassurance's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current PB Ratio is 1.01 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued.
The current stock price of TND13.10 is trading 41.5% above its estimated GF Value™ of TND9.26.
GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.
Key valuation signals for XTUN:TRE:
PB Ratio: 1.01 (40% above median its 10-year median of 0.72)
GF Value™: TND9.26 vs. price of TND13.10 (41.5% above fair value)
Industry Position: 28.4% below the Insurance median (#158 of 497)
No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Reassurance Business Description
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
88GF Score
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