Societe Tunisienne de Reassurance (XTUN:TRE) Net Margin %: 9.09% (As of Dec. 2024) — 22% Below Median


XTUN:TRE Societe Tunisienne de Reassurance SA XTUN:TRE
85 GF Score
Price TND12.80
GF Value TND9.27
Valuation Significantly Overvalued
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What is Societe Tunisienne de Reassurance Net Margin %?

Societe Tunisienne de Reassurance XTUN:TRE 85 Net Margin % is 9.09% as of Dec. 2024, which is 22% below its 10-year median of 11.64. GuruFocus rates XTUN:TRE with a GF Score™ of 85/100 and a GF Value™ of TND9.27 (Significantly Overvalued). Among 503 Insurance companies, Societe Tunisienne de Reassurance ranks worse than 51.69% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Societe Tunisienne de Reassurance's Net Income for the six months ended in Dec. 2024 was TND21.4 Mil. Societe Tunisienne de Reassurance's Revenue for the six months ended in Dec. 2024 was TND235.5 Mil. Therefore, Societe Tunisienne de Reassurance's net margin for the quarter that ended in Dec. 2024 was 9.09%.

The historical rank and industry rank for Societe Tunisienne de Reassurance's Net Margin % or its related term are showing as below:

XTUN:TRE' s Net Margin % Range Over the Past 10 Years
Min: 8.56   Med: 11.64   Max: 18.88
Current: 9.09


XTUN:TRE's Net Margin % is ranked worse than
51.69% of 503 companies
in the Insurance industry
Industry Median: 9.29 vs XTUN:TRE: 9.09

Societe Tunisienne de Reassurance  (XTUN:TRE) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Societe Tunisienne de Reassurance Net Margin % Related Terms


Societe Tunisienne de Reassurance Net Margin % Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Reassurance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Reassurance Net Margin % Chart

Societe Tunisienne de Reassurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.28 11.67 11.60 8.99 9.09

Societe Tunisienne de Reassurance Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.28 11.67 11.60 8.99 9.09

XTUN:TRE vs RGA, EG, RNR: Net Margin % Comparison

For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Reassurance Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Reassurance's Net Margin % falls into.


XTUN:TRE
85GF Score
Societe Tunisienne de Reassurance SA XTUN:TRE
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Reassurance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Societe Tunisienne de Reassurance's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=21.406/235.529
=9.09 %

Societe Tunisienne de Reassurance's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=21.406/235.529
=9.09 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 9.09% mean?
Societe Tunisienne de Reassurance (XTUN:TRE) has a Net Margin % of 9.09% as of Dec. 2024. Net margin is the ratio of total net income to net sales. View historical data on Societe Tunisienne de Reassurance and its competitors. This is 22% below median its historical median of 11.64. Over the past decade, Societe Tunisienne de Reassurance's Net Margin % has ranged from 8.56 to 18.88. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #260 out of 503 companies in the Insurance industry, placing it in the top 51.7%.
Is Societe Tunisienne de Reassurance's Net Margin % too high?
Societe Tunisienne de Reassurance's current Net Margin % of 9.09% is 22% below median its 10-year median of 11.64. Over the past 10 years, this metric has ranged from a low of 8.56 to a high of 18.88. The Insurance industry median Net Margin % is 9.29. Societe Tunisienne de Reassurance's value of 9.09% is 2.2% below this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #260 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's Net Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #260 out of 503 companies for Net Margin %. This places Societe Tunisienne de Reassurance in the lower half of its industry. The industry median Net Margin % is 9.29. Societe Tunisienne de Reassurance's value of 9.09% is 2.2% below this benchmark. Historically, Societe Tunisienne de Reassurance's own Net Margin % has ranged from 8.56 to 18.88 over the past decade. While the company's 10-year median is 11.64 vs. the industry median of 9.29, Societe Tunisienne de Reassurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current Net Margin % of 9.09% is 2.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current Net Margin % is 9.09%, which is 22% below median its own 10-year median of 11.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND12.80 — trading 38.1% above its estimated fair value. The current Net Margin % is 9.09%, which is 22% below median its 10-year median of 11.64 and 2.2% below the Insurance industry median of 9.29. Societe Tunisienne de Reassurance's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current Net Margin % is 9.09% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued. The current stock price of TND12.80 is trading 38.1% above its estimated GF Value™ of TND9.27. GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.

Key valuation signals for XTUN:TRE:

  • Net Margin %: 9.09% (22% below median its 10-year median of 11.64)
  • GF Value™: TND9.27 vs. price of TND12.80 (38.1% above fair value)
  • GF Score™: 85/100
  • Industry Position: 2.2% below the Insurance median (#260 of 503)

No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Reassurance Business Description

Address Avenue du Japon No. 12, P.O Box 29, Montplaisir, Tunis, TUN, 1073
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
85GF Score

Get the complete analysis for XTUN:TRE

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND12.80
Price
TND9.27
GF Value