Societe Tunisienne de Reassurance (XTUN:TRE) Pretax Margin %: 15.03% (As of Dec. 2024) — Near Median


XTUN:TRE Societe Tunisienne de Reassurance SA XTUN:TRE
85 GF Score
Price TND12.80
GF Value TND9.27
Valuation Significantly Overvalued
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What is Societe Tunisienne de Reassurance Pretax Margin %?

Societe Tunisienne de Reassurance XTUN:TRE 85 Pretax Margin % is 15.03% as of Dec. 2024, which is 2% below its 10-year median of 15.39. GuruFocus rates XTUN:TRE with a GF Score™ of 85/100 and a GF Value™ of TND9.27 (Significantly Overvalued). Among 505 Insurance companies, Societe Tunisienne de Reassurance ranks better than 60.4% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Societe Tunisienne de Reassurance's Pre-Tax Income for the six months ended in Dec. 2024 was TND35.4 Mil. Societe Tunisienne de Reassurance's Revenue for the six months ended in Dec. 2024 was TND235.5 Mil. Therefore, Societe Tunisienne de Reassurance's pretax margin for the quarter that ended in Dec. 2024 was 15.03%.

The historical rank and industry rank for Societe Tunisienne de Reassurance's Pretax Margin % or its related term are showing as below:

XTUN:TRE' s Pretax Margin % Range Over the Past 10 Years
Min: 10.31   Med: 15.39   Max: 22.96
Current: 15.03


XTUN:TRE's Pretax Margin % is ranked better than
60.4% of 505 companies
in the Insurance industry
Industry Median: 12 vs XTUN:TRE: 15.03

Societe Tunisienne de Reassurance  (XTUN:TRE) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Societe Tunisienne de Reassurance Pretax Margin % Related Terms


Societe Tunisienne de Reassurance Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Societe Tunisienne de Reassurance's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Societe Tunisienne de Reassurance Pretax Margin % Chart

Societe Tunisienne de Reassurance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.31 13.08 17.64 14.30 15.03

Societe Tunisienne de Reassurance Semi-Annual Data
Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.31 13.08 17.64 14.30 15.03

XTUN:TRE vs RGA, EG, RNR: Pretax Margin % Comparison

For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Societe Tunisienne de Reassurance Pretax Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Societe Tunisienne de Reassurance's Pretax Margin % falls into.


XTUN:TRE
85GF Score
Societe Tunisienne de Reassurance SA XTUN:TRE
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Societe Tunisienne de Reassurance Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Societe Tunisienne de Reassurance's Pretax Margin for the fiscal year that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=35.39/235.529
=15.03 %

Societe Tunisienne de Reassurance's Pretax Margin for the quarter that ended in Dec. 2024 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=35.39/235.529
=15.03 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 15.03% mean?
Societe Tunisienne de Reassurance (XTUN:TRE) has a Pretax Margin % of 15.03% as of Dec. 2024. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Societe Tunisienne de Reassurance and its competitors. This is near median its historical median of 15.39. Over the past decade, Societe Tunisienne de Reassurance's Pretax Margin % has ranged from 10.31 to 22.96. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #200 out of 505 companies in the Insurance industry, placing it in the top 39.6%.
Is Societe Tunisienne de Reassurance's Pretax Margin % too high?
Societe Tunisienne de Reassurance's current Pretax Margin % of 15.03% is near median its 10-year median of 15.39. Over the past 10 years, this metric has ranged from a low of 10.31 to a high of 22.96. The Insurance industry median Pretax Margin % is 12.00. Societe Tunisienne de Reassurance's value of 15.03% is 25.3% above this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #200 out of 505 companies in the Insurance industry, which is above the industry midpoint. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 85/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's Pretax Margin % compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #200 out of 505 companies for Pretax Margin %. This puts Societe Tunisienne de Reassurance in the upper half of its industry. The industry median Pretax Margin % is 12.00. Societe Tunisienne de Reassurance's value of 15.03% is 25.3% above this benchmark. Historically, Societe Tunisienne de Reassurance's own Pretax Margin % has ranged from 10.31 to 22.96 over the past decade. While the company's 10-year median is 15.39 vs. the industry median of 12.00, Societe Tunisienne de Reassurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.00, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current Pretax Margin % of 15.03% is 25.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median Pretax Margin % is 12.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current Pretax Margin % is 15.03%, which is near median its own 10-year median of 15.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND12.80 — trading 38.1% above its estimated fair value. The current Pretax Margin % is 15.03%, which is near median its 10-year median of 15.39 and 25.3% above the Insurance industry median of 12.00. Societe Tunisienne de Reassurance's overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current Pretax Margin % is 15.03% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?

Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued. The current stock price of TND12.80 is trading 38.1% above its estimated GF Value™ of TND9.27. GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.

Key valuation signals for XTUN:TRE:

  • Pretax Margin %: 15.03% (near median its 10-year median of 15.39)
  • GF Value™: TND9.27 vs. price of TND12.80 (38.1% above fair value)
  • GF Score™: 85/100
  • Industry Position: 25.3% above the Insurance median (#200 of 505)

No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Societe Tunisienne de Reassurance Business Description

Address Avenue du Japon No. 12, P.O Box 29, Montplaisir, Tunis, TUN, 1073
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
85GF Score

Get the complete analysis for XTUN:TRE

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TND12.80
Price
TND9.27
GF Value