Societe Tunisienne de ReassuranceXTUN:TRE 88 Return-on-Tangible-Equity is 8.69% as of Dec. 2024, which is 3% above its 10-year median of 8.41. GuruFocus rates XTUN:TRE with a GF Score™ of 88/100 and a GF Value™ of TND9.27 (Significantly Overvalued). Among 499 Insurance companies, Societe Tunisienne de Reassurance ranks worse than 65.53% on this metric.
The historical rank and industry rank for Societe Tunisienne de Reassurance's Return-on-Tangible-Equity or its related term are showing as below:
XTUN:TRE'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 5.87 Med: 8.41 Max: 9.15
Current: 8.69
During the past 13 years, Societe Tunisienne de Reassurance's highest Return-on-Tangible-Equity was 9.15%. The lowest was 5.87%. And the median was 8.41%.
XTUN:TRE's Return-on-Tangible-Equity is ranked worse than 65.53% of 499
companies
in the Insurance industry
Industry Median: 13.32
vs XTUN:TRE: 8.69
Societe Tunisienne de Reassurance (XTUN:TRE) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Societe Tunisienne de Reassurance Return-on-Tangible-Equity Related Terms
Societe Tunisienne de Reassurance Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Reassurance Return-on-Tangible-Equity Chart
XTUN:TRE vs RGA, EG, RNR: Return-on-Tangible-Equity Comparison
For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Reassurance Return-on-Tangible-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Reassurance's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is one times the annual (Dec. 2024) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 8.69% mean?
Societe Tunisienne de Reassurance (XTUN:TRE) has a Return-on-Tangible-Equity of 8.69% as of Dec. 2024. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Societe Tunisienne de Reassurance and its competitors. This is near median its historical median of 8.41. Over the past decade, Societe Tunisienne de Reassurance's Return-on-Tangible-Equity has ranged from 5.87 to 9.15. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #327 out of 499 companies in the Insurance industry, placing it in the top 65.5%.
Is Societe Tunisienne de Reassurance's Return-on-Tangible-Equity too high?
Societe Tunisienne de Reassurance's current Return-on-Tangible-Equity of 8.69% is near median its 10-year median of 8.41. Over the past 10 years, this metric has ranged from a low of 5.87 to a high of 9.15. The Insurance industry median Return-on-Tangible-Equity is 13.32. Societe Tunisienne de Reassurance's value of 8.69% is 34.8% below this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #327 out of 499 companies in the Insurance industry, which is below the industry midpoint. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's Return-on-Tangible-Equity compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #327 out of 499 companies for Return-on-Tangible-Equity. This places Societe Tunisienne de Reassurance in the lower half of its industry. The industry median Return-on-Tangible-Equity is 13.32. Societe Tunisienne de Reassurance's value of 8.69% is 34.8% below this benchmark. Historically, Societe Tunisienne de Reassurance's own Return-on-Tangible-Equity has ranged from 5.87 to 9.15 over the past decade. While the company's 10-year median is 8.41 vs. the industry median of 13.32, Societe Tunisienne de Reassurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for an Insurance company?
The median Return-on-Tangible-Equity among Insurance companies is 13.32, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current Return-on-Tangible-Equity of 8.69% is 34.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median Return-on-Tangible-Equity is 13.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current Return-on-Tangible-Equity is 8.69%, which is near median its own 10-year median of 8.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND13.30 — trading 43.5% above its estimated fair value. The current Return-on-Tangible-Equity is 8.69%, which is near median its 10-year median of 8.41 and 34.8% below the Insurance industry median of 13.32. Societe Tunisienne de Reassurance's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current Return-on-Tangible-Equity is 8.69% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued.
The current stock price of TND13.30 is trading 43.5% above its estimated GF Value™ of TND9.27.
GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.
Key valuation signals for XTUN:TRE:
Return-on-Tangible-Equity: 8.69% (near median its 10-year median of 8.41)
GF Value™: TND9.27 vs. price of TND13.30 (43.5% above fair value)
Industry Position: 34.8% below the Insurance median (#327 of 499)
No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Reassurance Business Description
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
88GF Score
Get the complete analysis for XTUN:TRE
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XTUN:TRE has been successfully added to your 
