What is Societe Tunisienne de Reassurance PE Ratio (TTM)?
Societe Tunisienne de ReassuranceXTUN:TRE 88 PE Ratio (TTM) is 12.43 as of Jul. 12, 2026, which is 46% above its 10-year median of 8.54. GuruFocus rates XTUN:TRE with a GF Score™ of 88/100 and a GF Value™ of TND9.27 (Significantly Overvalued). Among 445 Insurance companies, Societe Tunisienne de Reassurance ranks worse than 50.34% on this metric.
During the past 13 years, Societe Tunisienne de Reassurance's highest 3-Year average EPS without NRI Growth Rate was 12.00% per year. The lowest was -2.50% per year. And the median was 8.10% per year.
Societe Tunisienne de Reassurance (XTUN:TRE) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Societe Tunisienne de Reassurance PE Ratio (TTM) Related Terms
Societe Tunisienne de Reassurance PE Ratio (TTM) Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Societe Tunisienne de Reassurance PE Ratio (TTM) Chart
XTUN:TRE vs RGA, EG, RNR: PE Ratio (TTM) Comparison
For the Insurance - Reinsurance subindustry, Societe Tunisienne de Reassurance's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Societe Tunisienne de Reassurance PE Ratio (TTM) vs Insurance Industry
For the Insurance industry and Financial Services sector, Societe Tunisienne de Reassurance's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Societe Tunisienne de Reassurance's PE Ratio (TTM) falls into.
Societe Tunisienne de Reassurance PE Ratio (TTM) Calculation
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Societe Tunisienne de Reassurance's Share Price of today is TND13.30.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Societe Tunisienne de Reassurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2024 was TND1.07.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Societe Tunisienne de Reassurance (XTUN:TRE) has a PE Ratio (TTM) of 12.43 as of Jul. 12, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Societe Tunisienne de Reassurance and its competitors. This is 46% above median its historical median of 8.54. Over the past decade, Societe Tunisienne de Reassurance's PE Ratio (TTM) has ranged from 6.03 to 14.75. According to the industry distribution chart, Societe Tunisienne de Reassurance ranks #224 out of 445 companies in the Insurance industry, placing it in the top 50.3%.
Is Societe Tunisienne de Reassurance's PE Ratio (TTM) too high?
Societe Tunisienne de Reassurance's current PE Ratio (TTM) of 12.43 is 46% above median its 10-year median of 8.54. Over the past 10 years, this metric has ranged from a low of 6.03 to a high of 14.75. The Insurance industry median PE Ratio (TTM) is 12.39. Societe Tunisienne de Reassurance's value of 12.43 is 0.3% above this industry median. Based on the distribution chart, Societe Tunisienne de Reassurance ranks #224 out of 445 companies in the Insurance industry, which is below the industry midpoint. Overall, Societe Tunisienne de Reassurance has a GF Score™ of 88/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Societe Tunisienne de Reassurance's PE Ratio (TTM) compare to RGA and EG?
According to the Insurance industry distribution chart, Societe Tunisienne de Reassurance ranks #224 out of 445 companies for PE Ratio (TTM). This places Societe Tunisienne de Reassurance in the lower half of its industry. The industry median PE Ratio (TTM) is 12.39. Societe Tunisienne de Reassurance's value of 12.43 is 0.3% above this benchmark. Historically, Societe Tunisienne de Reassurance's own PE Ratio (TTM) has ranged from 6.03 to 14.75 over the past decade. While the company's 10-year median is 8.54 vs. the industry median of 12.39, Societe Tunisienne de Reassurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for an Insurance company?
The median PE Ratio (TTM) among Insurance companies is 12.39, based on 445 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Societe Tunisienne de Reassurance's current PE Ratio (TTM) of 12.43 is 0.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Societe Tunisienne de Reassurance and its competitors. For the Insurance industry, the median PE Ratio (TTM) is 12.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Societe Tunisienne de Reassurance's current PE Ratio (TTM) is 12.43, which is 46% above median its own 10-year median of 8.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Societe Tunisienne de Reassurance stock overvalued right now?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance (XTUN:TRE) is currently considered Significantly Overvalued. The stock's GF Value™ is TND9.27, compared to a current price of TND13.30 — trading 43.5% above its estimated fair value. The current PE Ratio (TTM) is 12.43, which is 46% above median its 10-year median of 8.54 and 0.3% above the Insurance industry median of 12.39. Societe Tunisienne de Reassurance's overall GF Score™ is 88/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Societe Tunisienne de Reassurance (XTUN:TRE), the current PE Ratio (TTM) is 12.43 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Societe Tunisienne de Reassurance (XTUN:TRE) Overvalued in 2026?
Based on GuruFocus' analysis, Societe Tunisienne de Reassurance stock appears to be overvalued.
The current stock price of TND13.30 is trading 43.5% above its estimated GF Value™ of TND9.27.
GuruFocus considers Societe Tunisienne de Reassurance to be Significantly Overvalued.
Key valuation signals for XTUN:TRE:
PE Ratio (TTM): 12.43 (46% above median its 10-year median of 8.54)
GF Value™: TND9.27 vs. price of TND13.30 (43.5% above fair value)
Industry Position: 0.3% above the Insurance median (#224 of 445)
No single metric tells the full story. See the XTUN:TRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Societe Tunisienne de Reassurance Business Description
Societe Tunisienne de Reassurance SA is engaged in the provision of the insurance services. The company offers various insurance products such as Fire, Miscellaneous and Technical Risks, engineering, Agricultural Risks, Marine & Energy, civil liability, accidents, civil and life insurances. In addition, it also provides transport corps, transportation faculties, energy and aviation insurance.
88GF Score
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