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China BankingPHS:CBC 72 3-Year EPS without NRI Growth Rate is 13.10% as of Mar. 2026, which is 36% above its 10-year median of 9.60. GuruFocus rates PHS:CBC with a GF Score™ of 72/100 and a GF Value™ of ₱58.71 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,412 Banks companies, China Banking ranks better than 63.95% on this metric.
During the past 12 months, China Banking's average EPS without NRI Growth Rate was 12.20% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 13.10% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 18.00% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 17.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of China Banking was 27.20% per year. The lowest was -3.20% per year. And the median was 9.60% per year.
China Banking (PHS:CBC) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
China Banking 3-Year EPS without NRI Growth Rate Related Terms
China Banking 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, China Banking's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Banking 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, China Banking's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where China Banking's 3-Year EPS without NRI Growth Rate falls into.
China Banking 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 13.10% mean?
China Banking (PHS:CBC) has a 3-Year EPS without NRI Growth Rate of 13.10% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for China Banking and its competitors. This is 36% above median its historical median of 9.60. According to the industry distribution chart, China Banking ranks #509 out of 1412 companies in the Banks industry, placing it in the top 36%.
Is China Banking's 3-Year EPS without NRI Growth Rate too high?
China Banking's current 3-Year EPS without NRI Growth Rate of 13.10% is 36% above median its 10-year median of 9.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.30. China Banking's value of 13.10% is 79.5% above this industry median. Based on the distribution chart, China Banking ranks #509 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, China Banking has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Banking's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, China Banking ranks #509 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This puts China Banking in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.30. China Banking's value of 13.10% is 79.5% above this benchmark. While the company's 10-year median is 9.60 vs. the industry median of 7.30, China Banking has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Banking's current 3-Year EPS without NRI Growth Rate of 13.10% is 79.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for China Banking and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Banking's current 3-Year EPS without NRI Growth Rate is 13.10%, which is 36% above median its own 10-year median of 9.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Banking stock overvalued right now?
Based on GuruFocus' analysis, China Banking (PHS:CBC) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱58.71, compared to a current price of ₱53.10 — trading 9.6% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 13.10%, which is 36% above median its 10-year median of 9.60 and 79.5% above the Banks industry median of 7.30. China Banking's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For China Banking (PHS:CBC), the current 3-Year EPS without NRI Growth Rate is 13.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Banking (PHS:CBC) Overvalued in 2026?
Based on GuruFocus' analysis, China Banking stock appears to be undervalued.
The current stock price of ₱53.10 is trading 9.6% below its estimated GF Value™ of ₱58.71.
GuruFocus considers China Banking to be Modestly Undervalued.
Key valuation signals for PHS:CBC:
3-Year EPS without NRI Growth Rate: 13.10% (36% above median its 10-year median of 9.60)
GF Value™: ₱58.71 vs. price of ₱53.10 (9.6% below fair value)
Industry Position: 79.5% above the Banks median (#509 of 1412)
No single metric tells the full story. See the PHS:CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Banking Corp is a commercial bank engaged in corporate and SME lending, retail loans including mortgage and auto loans, treasury and foreign exchange trading, trust and investment management, wealth management, cash management, and insurance products. The group's five business segments, namely, Institutional Banking, Consumer Banking, Retail Banking Business, Financial Markets, and Others, which include credit management, thrift banking business, operations and financial control, and other support services. The majority of the company's revenue comes from the Retail Banking Business.
72GF Score
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