China Banking (PHS:CBC) EV-to-OCF: 5.08 (As of Jul. 16, 2026)

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PHS:CBC China Banking Corp PHS:CBC
75 GF Score
Price ₱56.05
GF Value ₱58.46
Valuation Fairly Valued
! 3 Warning Signs
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What is China Banking EV-to-OCF?

China Banking PHS:CBC -1.15% 75 EV-to-OCF is 5.08 as of Jul. 16, 2026. GuruFocus rates PHS:CBC with a GF Score™ of 75/100 and a GF Value™ of ₱58.46 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, China Banking ranks worse than 55.79% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, China Banking's Enterprise Value is ₱213,116 Mil. China Banking's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₱41,913 Mil. Therefore, China Banking's EV-to-OCF for today is 5.08.

The historical rank and industry rank for China Banking's EV-to-OCF or its related term are showing as below:

PHS:CBC' s EV-to-OCF Range Over the Past 10 Years
Min: -99.66   Med: -0.12   Max: 180.15
Current: 5.07

During the past 13 years, the highest EV-to-OCF of China Banking was 180.15. The lowest was -99.66. And the median was -0.12.

PHS:CBC's EV-to-OCF is ranked worse than
55.79% of 1502 companies
in the Banks industry
Industry Median: 3.69 vs PHS:CBC: 5.07

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), China Banking's stock price is ₱56.05. China Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₱10.510. Therefore, China Banking's PE Ratio (TTM) for today is 5.33.


China Banking  (PHS:CBC) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

China Banking's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=56.05/10.510
=5.33

China Banking's share price for today is ₱56.05.
China Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱10.510.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


China Banking EV-to-OCF Related Terms


China Banking EV-to-OCF Historical Data

* Premium members only.

The historical data trend for China Banking's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Banking EV-to-OCF Chart

China Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -89.52 0.28 1.20 7.42 149.97

China Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -27.04 -3.45 -16.83 149.97 5.55

China Banking EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, China Banking's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Banking EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, China Banking's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where China Banking's EV-to-OCF falls into.


PHS:CBC
75GF Score
China Banking Corp PHS:CBC
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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China Banking EV-to-OCF Calculation

China Banking's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=213116.015/41913.475
=5.08

China Banking's current Enterprise Value is ₱213,116 Mil.
China Banking's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱41,913 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 5.08 mean?
China Banking (PHS:CBC) has a EV-to-OCF of 5.08 as of Jul. 16, 2026. According to the industry distribution chart, China Banking ranks #838 out of 1502 companies in the Banks industry, placing it in the top 55.8%.
Is China Banking's EV-to-OCF too high?
China Banking's current EV-to-OCF is 5.08. The Banks industry median EV-to-OCF is 3.69. China Banking's value of 5.08 is 37.7% above this industry median. Based on the distribution chart, China Banking ranks #838 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, China Banking has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Banking's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, China Banking ranks #838 out of 1502 companies for EV-to-OCF. This places China Banking in the lower half of its industry. The industry median EV-to-OCF is 3.69. China Banking's value of 5.08 is 37.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.69, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Banking's current EV-to-OCF of 5.08 is 37.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Banking's current EV-to-OCF is 5.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Banking stock overvalued right now?
Based on GuruFocus' analysis, China Banking (PHS:CBC) is currently considered Fairly Valued. The stock's GF Value™ is ₱58.46, compared to a current price of ₱56.05 — trading 4.1% below its estimated fair value. The current EV-to-OCF is 5.08 and 37.7% above the Banks industry median of 3.69. China Banking's overall GF Score™ is 75/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For China Banking (PHS:CBC), the current EV-to-OCF is 5.08 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Banking (PHS:CBC) Overvalued in 2026?

Based on GuruFocus' analysis, China Banking stock appears to be undervalued. The current stock price of ₱56.05 is trading 4.1% below its estimated GF Value™ of ₱58.46. GuruFocus considers China Banking to be Fairly Valued.

Key valuation signals for PHS:CBC:

  • EV-to-OCF: 5.08
  • GF Value™: ₱58.46 vs. price of ₱56.05 (4.1% below fair value)
  • GF Score™: 75/100 with 3 warning signs
  • Industry Position: 37.7% above the Banks median (#838 of 1502)

No single metric tells the full story. See the PHS:CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Banking Business Description

Address 8745 Paseo de Roxas Corner Villar Street, P.O. 2182, 11th Floor, China Bank Building, Makati City, PHL, 1226
China Banking Corp is a commercial bank engaged in corporate and SME lending, retail loans including mortgage and auto loans, treasury and foreign exchange trading, trust and investment management, wealth management, cash management, and insurance products. The group's five business segments, namely, Institutional Banking, Consumer Banking, Retail Banking Business, Financial Markets, and Others, which include credit management, thrift banking business, operations and financial control, and other support services. The majority of the company's revenue comes from the Retail Banking Business.
75GF Score

Get the complete analysis for PHS:CBC

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱56.05
Price
₱58.46
GF Value