China Banking (PHS:CBC) ROE % Adjusted to Book Value: 15.72% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:CBC China Banking Corp PHS:CBC
76 GF Score
Price ₱56.55
GF Value ₱58.44
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is China Banking ROE % Adjusted to Book Value?

China Banking PHS:CBC +0.27% 76 ROE % Adjusted to Book Value is 15.72% as of Mar. 2026. GuruFocus rates PHS:CBC with a GF Score™ of 76/100 and a GF Value™ of ₱58.44 (Fairly Valued). The stock has 3 warning signs investors should review.

China Banking's ROE % for the quarter that ended in Mar. 2026 was 14.15%. China Banking's PB Ratio for the quarter that ended in Mar. 2026 was 0.90. China Banking's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 15.72%.


China Banking ROE % Adjusted to Book Value Related Terms


China Banking ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for China Banking's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Banking ROE % Adjusted to Book Value Chart

China Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.83 27.40 28.11 15.41 19.45

China Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.67 14.23 17.67 20.65 15.72

China Banking ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, China Banking's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Banking ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, China Banking's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where China Banking's ROE % Adjusted to Book Value falls into.


PHS:CBC
76GF Score
China Banking Corp PHS:CBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Banking ROE % Adjusted to Book Value Calculation

China Banking's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.56% / 0.80
=19.45%

China Banking's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.15% / 0.90
=15.72%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 15.72% mean?
China Banking (PHS:CBC) has a ROE % Adjusted to Book Value of 15.72% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Banking and its competitors.
Is China Banking's ROE % Adjusted to Book Value too high?
China Banking's current ROE % Adjusted to Book Value is 15.72%. Overall, China Banking has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Banking's ROE % Adjusted to Book Value compare to competitors?
China Banking's ROE % Adjusted to Book Value of 15.72% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on China Banking and its competitors. China Banking's current ROE % Adjusted to Book Value is 15.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Banking stock overvalued right now?
Based on GuruFocus' analysis, China Banking (PHS:CBC) is currently considered Fairly Valued. The stock's GF Value™ is ₱58.44, compared to a current price of ₱56.55 — trading 3.2% below its estimated fair value. The current ROE % Adjusted to Book Value is 15.72%. China Banking's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For China Banking (PHS:CBC), the current ROE % Adjusted to Book Value is 15.72% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Banking (PHS:CBC) Overvalued in 2026?

Based on GuruFocus' analysis, China Banking stock appears to be undervalued. The current stock price of ₱56.55 is trading 3.2% below its estimated GF Value™ of ₱58.44. GuruFocus considers China Banking to be Fairly Valued.

Key valuation signals for PHS:CBC:

  • ROE % Adjusted to Book Value: 15.72%
  • GF Value™: ₱58.44 vs. price of ₱56.55 (3.2% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the PHS:CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Banking Business Description

Address 8745 Paseo de Roxas Corner Villar Street, P.O. 2182, 11th Floor, China Bank Building, Makati City, PHL, 1226
China Banking Corp is a commercial bank engaged in corporate and SME lending, retail loans including mortgage and auto loans, treasury and foreign exchange trading, trust and investment management, wealth management, cash management, and insurance products. The group's five business segments, namely, Institutional Banking, Consumer Banking, Retail Banking Business, Financial Markets, and Others, which include credit management, thrift banking business, operations and financial control, and other support services. The majority of the company's revenue comes from the Retail Banking Business.
76GF Score

Get the complete analysis for PHS:CBC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱56.55
Price
₱58.44
GF Value