China Banking (PHS:CBC) Pre-Tax Income: ₱35,007 Mil (TTM As of Mar. 2026)

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PHS:CBC China Banking Corp PHS:CBC
76 GF Score
Price ₱54.40
GF Value ₱58.66
Valuation Fairly Valued
! 3 Warning Signs
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What is China Banking Pre-Tax Income?

China Banking PHS:CBC -0.37% 76 Pre-Tax Income is ₱35,007 Mil as of Mar. 2026. GuruFocus rates PHS:CBC with a GF Score™ of 76/100 and a GF Value™ of ₱58.66 (Fairly Valued). The stock has 3 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. China Banking's pretax income for the three months ended in Mar. 2026 was ₱8,410 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱35,007 Mil. China Banking's pretax margin was 47.35%.

During the past 13 years, China Banking's highest Pretax Margin was 48.58%. The lowest was 31.94%. And the median was 36.58%.


China Banking  (PHS:CBC) Pre-Tax Income Explanation

China Banking's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=8409.917/17759.391
=47.35%

During the past 13 years, China Banking's highest Pretax Margin was 48.58%. The lowest was 31.94%. And the median was 36.58%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


China Banking Pre-Tax Income Related Terms


China Banking Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for China Banking's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Banking Pre-Tax Income Chart

China Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17,463.22 22,285.46 25,808.13 31,425.00 34,248.90

China Banking Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,652.00 8,119.62 8,571.94 9,905.33 8,409.92

China Banking Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, China Banking's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Banking Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, China Banking's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where China Banking's Pre-Tax Income falls into.


PHS:CBC
76GF Score
China Banking Corp PHS:CBC
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Banking Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

China Banking's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+34248.895
=34,249

China Banking's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+8409.917
=8,410

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱35,007 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₱35,007 Mil mean?
China Banking (PHS:CBC) has a Pre-Tax Income of ₱35,007 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on China Banking and its competitors.
Is China Banking's Pre-Tax Income too high?
China Banking's current Pre-Tax Income is ₱35,007 Mil. Overall, China Banking has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Banking's Pre-Tax Income compare to competitors?
China Banking's Pre-Tax Income of ₱35,007 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on China Banking and its competitors. China Banking's current Pre-Tax Income is ₱35,007 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Banking stock overvalued right now?
Based on GuruFocus' analysis, China Banking (PHS:CBC) is currently considered Fairly Valued. The stock's GF Value™ is ₱58.66, compared to a current price of ₱54.40 — trading 7.3% below its estimated fair value. The current Pre-Tax Income is ₱35,007 Mil. China Banking's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For China Banking (PHS:CBC), the current Pre-Tax Income is ₱35,007 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Banking (PHS:CBC) Overvalued in 2026?

Based on GuruFocus' analysis, China Banking stock appears to be undervalued. The current stock price of ₱54.40 is trading 7.3% below its estimated GF Value™ of ₱58.66. GuruFocus considers China Banking to be Fairly Valued.

Key valuation signals for PHS:CBC:

  • Pre-Tax Income: ₱35,007 Mil
  • GF Value™: ₱58.66 vs. price of ₱54.40 (7.3% below fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the PHS:CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Banking Business Description

Address 8745 Paseo de Roxas Corner Villar Street, P.O. 2182, 11th Floor, China Bank Building, Makati City, PHL, 1226
China Banking Corp is a commercial bank engaged in corporate and SME lending, retail loans including mortgage and auto loans, treasury and foreign exchange trading, trust and investment management, wealth management, cash management, and insurance products. The group's five business segments, namely, Institutional Banking, Consumer Banking, Retail Banking Business, Financial Markets, and Others, which include credit management, thrift banking business, operations and financial control, and other support services. The majority of the company's revenue comes from the Retail Banking Business.
76GF Score

Get the complete analysis for PHS:CBC

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱54.40
Price
₱58.66
GF Value