TMBBY (TMBThanachart Bank PCL) 3-Year EPS without NRI Growth Rate: 13.60% (As of Mar. 2026) — 11% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Reviewed by: Charlie Tian Charlie Tian
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TMBBY TMBThanachart Bank PCL TMBBY
44 GF Score
Price $9.05
GF Value $5.25
! 7 Warning Signs
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What is TMBThanachart Bank PCL 3-Year EPS without NRI Growth Rate?

TMBThanachart Bank PCL TMBBY 44 3-Year EPS without NRI Growth Rate is 13.60% as of Mar. 2026, which is 11% above its 10-year median of 12.20. GuruFocus rates TMBBY with a GF Score™ of 44/100 and a GF Value™ of $5.25. The stock has 7 warning signs investors should review. Among 1,402 Banks companies, TMBThanachart Bank PCL ranks better than 64.55% on this metric.

TMBThanachart Bank PCL's EPS without NRI for the three months ended in Mar. 2026 was $0.47.

During the past 12 months, TMBThanachart Bank PCL's average EPS without NRI Growth Rate was 4.50% per year. During the past 3 years, the average EPS without NRI Growth Rate was 13.60% per year. During the past 5 years, the average EPS without NRI Growth Rate was 18.90% per year. During the past 10 years, the average EPS without NRI Growth Rate was 3.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of TMBThanachart Bank PCL was 101.70% per year. The lowest was -38.40% per year. And the median was 12.20% per year.


TMBThanachart Bank PCL  (OTCPK:TMBBY) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


TMBThanachart Bank PCL 3-Year EPS without NRI Growth Rate Related Terms


TMBThanachart Bank PCL 3-Year EPS without NRI Growth Rate Competitor Comparison

For the Banks - Regional subindustry, TMBThanachart Bank PCL's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TMBThanachart Bank PCL 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where TMBThanachart Bank PCL's 3-Year EPS without NRI Growth Rate falls into.


TMBBY
44GF Score
TMBThanachart Bank PCL TMBBY
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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TMBThanachart Bank PCL 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 13.60% mean?
TMBThanachart Bank PCL (TMBBY) has a 3-Year EPS without NRI Growth Rate of 13.60% as of Mar. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for TMBThanachart Bank PCL and its competitors. This is 11% above median its historical median of 12.20. According to the industry distribution chart, TMBThanachart Bank PCL ranks #497 out of 1402 companies in the Banks industry, placing it in the top 35.4%.
Is TMBThanachart Bank PCL's 3-Year EPS without NRI Growth Rate too high?
TMBThanachart Bank PCL's current 3-Year EPS without NRI Growth Rate of 13.60% is 11% above median its 10-year median of 12.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. TMBThanachart Bank PCL's value of 13.60% is 78.9% above this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #497 out of 1402 companies in the Banks industry, which is above the industry midpoint. Overall, TMBThanachart Bank PCL has a GF Score™ of 44/100, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #497 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This puts TMBThanachart Bank PCL in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. TMBThanachart Bank PCL's value of 13.60% is 78.9% above this benchmark. While the company's 10-year median is 12.20 vs. the industry median of 7.60, TMBThanachart Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current 3-Year EPS without NRI Growth Rate of 13.60% is 78.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for TMBThanachart Bank PCL and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current 3-Year EPS without NRI Growth Rate is 13.60%, which is 11% above median its own 10-year median of 12.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
TMBThanachart Bank PCL (TMBBY) has a current 3-Year EPS without NRI Growth Rate of 13.60%. The stock's GF Value™ is $5.25, compared to a current price of $9.05 — trading 72.4% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 13.60%, which is 11% above median its 10-year median of 12.20 and 78.9% above the Banks industry median of 7.60. TMBThanachart Bank PCL's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For TMBThanachart Bank PCL (TMBBY), the current 3-Year EPS without NRI Growth Rate is 13.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TMBThanachart Bank PCL (TMBBY) Overvalued in 2026?

Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued. The current stock price of $9.05 is trading 72.4% above its estimated GF Value™ of $5.25.

Key valuation signals for TMBBY:

  • 3-Year EPS without NRI Growth Rate: 13.60% (11% above median its 10-year median of 12.20)
  • GF Value™: $5.25 vs. price of $9.05 (72.4% above fair value)
  • GF Score™: 44/100 with 7 warning signs
  • Industry Position: 78.9% above the Banks median (#497 of 1402)

No single metric tells the full story. See the TMBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TMBThanachart Bank PCL Business Description

Address 3000 Phahonyothin Road, Khwang Chomphon, Khet Chatuchak, Bangkok, THA, 10900
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
44GF Score

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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.05
Price
$5.25
GF Value