TMBBY (TMBThanachart Bank PCL) EV-to-OCF: 1.99 (As of Aug. 03, 2026) — 45% Below Median

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Director of Data and Quant Analytics at GuruFocus
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TMBBY TMBThanachart Bank PCL TMBBY
52 GF Score
Price $9.05
GF Value $5.18
! 8 Warning Signs
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What is TMBThanachart Bank PCL EV-to-OCF?

TMBThanachart Bank PCL TMBBY 52 EV-to-OCF is 1.99 as of Aug. 03, 2026, which is 45% below its 10-year median of 3.61. GuruFocus rates TMBBY with a GF Score™ of 52/100 and a GF Value™ of $5.18. The stock has 8 warning signs investors should review. Among 1,499 Banks companies, TMBThanachart Bank PCL ranks better than 51.23% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, TMBThanachart Bank PCL's Enterprise Value is $6,300 Mil. TMBThanachart Bank PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $3,172 Mil. Therefore, TMBThanachart Bank PCL's EV-to-OCF for today is 1.99.

The historical rank and industry rank for TMBThanachart Bank PCL's EV-to-OCF or its related term are showing as below:

TMBBY' s EV-to-OCF Range Over the Past 10 Years
Min: -42.26   Med: 3.61   Max: 690.5
Current: 3.7

During the past 13 years, the highest EV-to-OCF of TMBThanachart Bank PCL was 690.50. The lowest was -42.26. And the median was 3.61.

TMBBY's EV-to-OCF is ranked better than
51.23% of 1499 companies
in the Banks industry
Industry Median: 3.98 vs TMBBY: 3.70

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-03), TMBThanachart Bank PCL's stock price is $9.05. TMBThanachart Bank PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.793. Therefore, TMBThanachart Bank PCL's PE Ratio (TTM) for today is 5.05.


TMBThanachart Bank PCL  (OTCPK:TMBBY) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

TMBThanachart Bank PCL's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.05/1.793
=5.05

TMBThanachart Bank PCL's share price for today is $9.05.
TMBThanachart Bank PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.793.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


TMBThanachart Bank PCL EV-to-OCF Related Terms


TMBThanachart Bank PCL EV-to-OCF Historical Data

* Premium members only.

The historical data trend for TMBThanachart Bank PCL's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TMBThanachart Bank PCL EV-to-OCF Chart

TMBThanachart Bank PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.00 5.39 -2.18 2.40 1.44

TMBThanachart Bank PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.20 2.22 3.13 1.44 3.15

TMBThanachart Bank PCL EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, TMBThanachart Bank PCL's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TMBThanachart Bank PCL EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where TMBThanachart Bank PCL's EV-to-OCF falls into.


TMBBY
52GF Score
TMBThanachart Bank PCL TMBBY
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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TMBThanachart Bank PCL EV-to-OCF Calculation

TMBThanachart Bank PCL's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=6300.286/3172.191
=1.99

TMBThanachart Bank PCL's current Enterprise Value is $6,300 Mil.
TMBThanachart Bank PCL's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3,172 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 1.99 mean?
TMBThanachart Bank PCL (TMBBY) has a EV-to-OCF of 1.99 as of Aug. 03, 2026. This is 45% below median its historical median of 3.61. According to the industry distribution chart, TMBThanachart Bank PCL ranks #731 out of 1499 companies in the Banks industry, placing it in the top 48.8%.
Is TMBThanachart Bank PCL's EV-to-OCF too high?
TMBThanachart Bank PCL's current EV-to-OCF of 1.99 is 45% below median its 10-year median of 3.61. The Banks industry median EV-to-OCF is 3.98. TMBThanachart Bank PCL's value of 1.99 is 50% below this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #731 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, TMBThanachart Bank PCL has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #731 out of 1499 companies for EV-to-OCF. This puts TMBThanachart Bank PCL in the upper half of its industry. The industry median EV-to-OCF is 3.98. TMBThanachart Bank PCL's value of 1.99 is 50% below this benchmark. While the company's 10-year median is 3.61 vs. the industry median of 3.98, TMBThanachart Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current EV-to-OCF of 1.99 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current EV-to-OCF is 1.99, which is 45% below median its own 10-year median of 3.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
TMBThanachart Bank PCL (TMBBY) has a current EV-to-OCF of 1.99. The stock's GF Value™ is $5.18, compared to a current price of $9.05 — trading 74.7% above its estimated fair value. The current EV-to-OCF is 1.99, which is 45% below median its 10-year median of 3.61 and 50% below the Banks industry median of 3.98. TMBThanachart Bank PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For TMBThanachart Bank PCL (TMBBY), the current EV-to-OCF is 1.99 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TMBThanachart Bank PCL (TMBBY) Overvalued in 2026?

Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued. The current stock price of $9.05 is trading 74.7% above its estimated GF Value™ of $5.18.

Key valuation signals for TMBBY:

  • EV-to-OCF: 1.99 (45% below median its 10-year median of 3.61)
  • GF Value™: $5.18 vs. price of $9.05 (74.7% above fair value)
  • GF Score™: 52/100 with 8 warning signs
  • Industry Position: 50% below the Banks median (#731 of 1499)

No single metric tells the full story. See the TMBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TMBThanachart Bank PCL Business Description

Address 3000 Phahonyothin Road, Khwang Chomphon, Khet Chatuchak, Bangkok, THA, 10900
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
52GF Score

Get the complete analysis for TMBBY

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.05
Price
$5.18
GF Value