Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for TMBThanachart Bank PCL's Intrinsic Value: Projected FCF or its related term are showing as below:
TMBBY'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.33 Med: 0.51 Max: 10.02
Current: 0.54
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of TMBThanachart Bank PCL was 10.02. The lowest was 0.33. And the median was 0.51.
TMBBY's Price-to-Projected-FCF is ranked better than 52.62% of 1300
companies
in the Banks industry
Industry Median: 0.6
vs TMBBY: 0.54
TMBThanachart Bank PCL (OTCPK:TMBBY) Intrinsic Value: Projected FCF Explanation
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
TMBThanachart Bank PCL's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
9.05
/
45.668449760349
=
0.20
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL Intrinsic Value: Projected FCF Related Terms
TMBThanachart Bank PCL Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for TMBThanachart Bank PCL's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL Intrinsic Value: Projected FCF Chart
TMBThanachart Bank PCL Intrinsic Value: Projected FCF Competitor Comparison
For the Banks - Regional subindustry, TMBThanachart Bank PCL's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TMBThanachart Bank PCL Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where TMBThanachart Bank PCL's Price-to-Projected-FCF falls into.
TMBThanachart Bank PCL Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $16.67 mean?
TMBThanachart Bank PCL (TMBBY) has a Intrinsic Value: Projected FCF of $16.67 as of Sep. 21, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on TMBThanachart Bank PCL and its competitors. According to the industry distribution chart, TMBThanachart Bank PCL ranks #616 out of 1300 companies in the Banks industry, placing it in the top 47.4%.
Is TMBThanachart Bank PCL's Intrinsic Value: Projected FCF too high?
TMBThanachart Bank PCL's current Intrinsic Value: Projected FCF is $16.67. The Banks industry median Intrinsic Value: Projected FCF is 0.60. TMBThanachart Bank PCL's value of $16.67 is 2678.3% above this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #616 out of 1300 companies in the Banks industry, which is above the industry midpoint. Overall, TMBThanachart Bank PCL has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #616 out of 1300 companies for Intrinsic Value: Projected FCF. This puts TMBThanachart Bank PCL in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. TMBThanachart Bank PCL's value of $16.67 is 2678.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,300 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current Intrinsic Value: Projected FCF of $16.67 is 2678.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current Intrinsic Value: Projected FCF is $16.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
TMBThanachart Bank PCL (TMBBY) has a current Intrinsic Value: Projected FCF of $16.67. The stock's GF Value™ is $5.25, compared to a current price of $9.05 — trading 72.4% above its estimated fair value. The current Intrinsic Value: Projected FCF is $16.67 and 2678.3% above the Banks industry median of 0.60. TMBThanachart Bank PCL's overall GF Score™ is 45/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For TMBThanachart Bank PCL (TMBBY), the current Intrinsic Value: Projected FCF is $16.67 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TMBThanachart Bank PCL (TMBBY) Overvalued in 2026?
Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued.
The current stock price of $9.05 is trading 72.4% above its estimated GF Value™ of $5.25.
Key valuation signals for TMBBY:
Intrinsic Value: Projected FCF: $16.67
GF Value™: $5.25 vs. price of $9.05 (72.4% above fair value)
Industry Position: 2678.3% above the Banks median (#616 of 1300)
No single metric tells the full story. See the TMBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
45GF Score
Get the complete analysis for TMBBY
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TMBBY has been successfully added to your 
