TMBThanachart Bank PCLTMBBY 52 Pretax Margin % is 30.59% as of Mar. 2026, which is 19% above its 10-year median of 25.70. GuruFocus rates TMBBY with a GF Score™ of 52/100 and a GF Value™ of $6.45. The stock has 8 warning signs investors should review. Among 1,530 Banks companies, TMBThanachart Bank PCL ranks worse than 69.87% on this metric.
The historical rank and industry rank for TMBThanachart Bank PCL's Pretax Margin % or its related term are showing as below:
TMBBY'
s Pretax Margin % Range Over the Past 10 Years
Min: 17.43 Med: 25.7 Max: 37.01
Current: 27.38
TMBBY's Pretax Margin % is ranked worse than 69.87% of 1530
companies
in the Banks industry
Industry Median: 34.715
vs TMBBY: 27.38
TMBThanachart Bank PCL (OTCPK:TMBBY) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
TMBThanachart Bank PCL Pretax Margin % Related Terms
TMBThanachart Bank PCL Pretax Margin % Historical Data
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The historical data trend for TMBThanachart Bank PCL's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, TMBThanachart Bank PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TMBThanachart Bank PCL Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where TMBThanachart Bank PCL's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL (TMBBY) has a Pretax Margin % of 30.59% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TMBThanachart Bank PCL and its competitors. This is 19% above median its historical median of 25.70. Over the past decade, TMBThanachart Bank PCL's Pretax Margin % has ranged from 17.43 to 37.01. According to the industry distribution chart, TMBThanachart Bank PCL ranks #1069 out of 1530 companies in the Banks industry, placing it in the top 69.9%.
Is TMBThanachart Bank PCL's Pretax Margin % too high?
TMBThanachart Bank PCL's current Pretax Margin % of 30.59% is 19% above median its 10-year median of 25.70. Over the past 10 years, this metric has ranged from a low of 17.43 to a high of 37.01. The Banks industry median Pretax Margin % is 34.72. TMBThanachart Bank PCL's value of 30.59% is 11.9% below this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #1069 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, TMBThanachart Bank PCL has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #1069 out of 1530 companies for Pretax Margin %. This places TMBThanachart Bank PCL in the lower half of its industry. The industry median Pretax Margin % is 34.72. TMBThanachart Bank PCL's value of 30.59% is 11.9% below this benchmark. Historically, TMBThanachart Bank PCL's own Pretax Margin % has ranged from 17.43 to 37.01 over the past decade. While the company's 10-year median is 25.70 vs. the industry median of 34.72, TMBThanachart Bank PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current Pretax Margin % of 30.59% is 11.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current Pretax Margin % is 30.59%, which is 19% above median its own 10-year median of 25.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
TMBThanachart Bank PCL (TMBBY) has a current Pretax Margin % of 30.59%. The stock's GF Value™ is $6.45, compared to a current price of $9.05 — trading 40.3% above its estimated fair value. The current Pretax Margin % is 30.59%, which is 19% above median its 10-year median of 25.70 and 11.9% below the Banks industry median of 34.72. TMBThanachart Bank PCL's overall GF Score™ is 52/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For TMBThanachart Bank PCL (TMBBY), the current Pretax Margin % is 30.59% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TMBThanachart Bank PCL (TMBBY) Overvalued in 2026?
Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued.
The current stock price of $9.05 is trading 40.3% above its estimated GF Value™ of $6.45.
Key valuation signals for TMBBY:
Pretax Margin %: 30.59% (19% above median its 10-year median of 25.70)
GF Value™: $6.45 vs. price of $9.05 (40.3% above fair value)
Industry Position: 11.9% below the Banks median (#1069 of 1530)
No single metric tells the full story. See the TMBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
52GF Score
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