Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
TMBThanachart Bank PCLTMBBY 43 Equity-to-Asset is 0.14 as of Mar. 2026, which is 17% above its 10-year median of 0.12. GuruFocus rates TMBBY with a GF Score™ of 43/100 and a GF Value™ of $5.08. The stock has 8 warning signs investors should review. Among 1,525 Banks companies, TMBThanachart Bank PCL ranks better than 83.28% on this metric.
TMBThanachart Bank PCL (OTCPK:TMBBY) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
TMBThanachart Bank PCL Equity-to-Asset Related Terms
TMBThanachart Bank PCL Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for TMBThanachart Bank PCL's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, TMBThanachart Bank PCL's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TMBThanachart Bank PCL Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, TMBThanachart Bank PCL's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where TMBThanachart Bank PCL's Equity-to-Asset falls into.
TMBThanachart Bank PCL Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
TMBThanachart Bank PCL's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TMBThanachart Bank PCL (TMBBY) has a Equity-to-Asset of 0.14 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TMBThanachart Bank PCL and its competitors. This is 17% above median its historical median of 0.12. Over the past decade, TMBThanachart Bank PCL's Equity-to-Asset has ranged from 0.10 to 0.14. According to the industry distribution chart, TMBThanachart Bank PCL ranks #255 out of 1525 companies in the Banks industry, placing it in the top 16.7%.
Is TMBThanachart Bank PCL's Equity-to-Asset too high?
TMBThanachart Bank PCL's current Equity-to-Asset of 0.14 is 17% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. TMBThanachart Bank PCL's value of 0.14 is 40% above this industry median. Based on the distribution chart, TMBThanachart Bank PCL ranks #255 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TMBThanachart Bank PCL has a GF Score™ of 43/100, reflecting its overall financial health beyond just this single metric.
How does TMBThanachart Bank PCL's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, TMBThanachart Bank PCL ranks #255 out of 1525 companies for Equity-to-Asset. This places TMBThanachart Bank PCL in the top 17% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. TMBThanachart Bank PCL's value of 0.14 is 40% above this benchmark. Historically, TMBThanachart Bank PCL's own Equity-to-Asset has ranged from 0.10 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, TMBThanachart Bank PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TMBThanachart Bank PCL's current Equity-to-Asset of 0.14 is 40% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TMBThanachart Bank PCL and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TMBThanachart Bank PCL's current Equity-to-Asset is 0.14, which is 17% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TMBThanachart Bank PCL stock overvalued right now?
TMBThanachart Bank PCL (TMBBY) has a current Equity-to-Asset of 0.14. The stock's GF Value™ is $5.08, compared to a current price of $9.05 — trading 78.1% above its estimated fair value. The current Equity-to-Asset is 0.14, which is 17% above median its 10-year median of 0.12 and 40% above the Banks industry median of 0.10. TMBThanachart Bank PCL's overall GF Score™ is 43/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For TMBThanachart Bank PCL (TMBBY), the current Equity-to-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TMBThanachart Bank PCL (TMBBY) Overvalued in 2026?
Based on GuruFocus' analysis, TMBThanachart Bank PCL stock appears to be overvalued.
The current stock price of $9.05 is trading 78.1% above its estimated GF Value™ of $5.08.
Key valuation signals for TMBBY:
Equity-to-Asset: 0.14 (17% above median its 10-year median of 0.12)
GF Value™: $5.08 vs. price of $9.05 (78.1% above fair value)
Industry Position: 40% above the Banks median (#255 of 1525)
No single metric tells the full story. See the TMBBY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TMBThanachart Bank PCL is a Thailand-based company that is principally engaged in banking. The company operates in two reportable segments retail and commercial banking. Retail banking provides customers with services such as deposits, loans, and credit cards. Commercial banking provides lending, deposit, and management services to wholesale, small, and midsize businesses. The company has maximum revenue from Retail Banking. The company's business operations are concentrated in Thailand.
43GF Score
Get the complete analysis for TMBBY
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TMBBY has been successfully added to your 
