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WisrWSRLF 3-Year EPS without NRI Growth Rate is 30.70% as of Dec. 2025. The stock has 5 warning signs investors should review. Among 433 Credit Services companies, Wisr ranks better than 74.83% on this metric.
During the past 3 years, the average EPS without NRI Growth Rate was 30.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 28.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 17.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Wisr was 98.10% per year. The lowest was -96.30% per year. And the median was -2.50% per year.
Wisr (OTCPK:WSRLF) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Wisr 3-Year EPS without NRI Growth Rate Related Terms
WSRLF vs V, MA, AXP: 3-Year EPS without NRI Growth Rate Comparison
For the Credit Services subindustry, Wisr's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wisr 3-Year EPS without NRI Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Wisr's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Wisr's 3-Year EPS without NRI Growth Rate falls into.
Wisr 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 30.70% mean?
Wisr (WSRLF) has a 3-Year EPS without NRI Growth Rate of 30.70% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Wisr and its competitors. According to the industry distribution chart, Wisr ranks #109 out of 433 companies in the Credit Services industry, placing it in the top 25.2%.
Is Wisr's 3-Year EPS without NRI Growth Rate too high?
Wisr's current 3-Year EPS without NRI Growth Rate is 30.70%. The Credit Services industry median 3-Year EPS without NRI Growth Rate is 11.40. Wisr's value of 30.70% is 169.3% above this industry median. Based on the distribution chart, Wisr ranks #109 out of 433 companies in the Credit Services industry, which is above the industry midpoint.
How does Wisr's 3-Year EPS without NRI Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, Wisr ranks #109 out of 433 companies for 3-Year EPS without NRI Growth Rate. This puts Wisr in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 11.40. Wisr's value of 30.70% is 169.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Credit Services company?
The median 3-Year EPS without NRI Growth Rate among Credit Services companies is 11.40, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wisr's current 3-Year EPS without NRI Growth Rate of 30.70% is 169.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Wisr and its competitors. For the Credit Services industry, the median 3-Year EPS without NRI Growth Rate is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wisr's current 3-Year EPS without NRI Growth Rate is 30.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wisr stock overvalued right now?
Based on GuruFocus' analysis, Wisr (WSRLF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.03, compared to a current price of $0.02 — trading 26.7% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 30.70% and 169.3% above the Credit Services industry median of 11.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Wisr (WSRLF), the current 3-Year EPS without NRI Growth Rate is 30.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Wisr Ltd is a fintech company that operates in the Australian consumer finance market. Through its digital lending platform, the company provides personal loans and secured vehicle loans for different maturity periods to Australian consumers. It also offers various financial tools and products such as Debt Bustr, Round Up, Breach Alert, and the feature to check credit scores to help customers make smarter money decisions. The company has one operating segment, being the provision of personal loans to consumers, and operates only in Australia.
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