Wisr (WSRLF) 5-Year Share Buyback Ratio: -4.40% (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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What is Wisr 5-Year Share Buyback Ratio?

Wisr WSRLF 5-Year Share Buyback Ratio is -4.40 as of Dec. 2025. The stock has 5 warning signs investors should review. Among 300 Credit Services companies, Wisr ranks worse than 56.67% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Wisr's current 5-Year Share Buyback Ratio was -4.40%.

WSRLF's 5-Year Share Buyback Ratio is ranked worse than
56.67% of 300 companies
in the Credit Services industry
Industry Median: -3.5 vs WSRLF: -4.40

Wisr (OTCPK:WSRLF) 5-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.

Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.

Wisr 5-Year Share Buyback Ratio Related Terms

WSRLF vs V, MA, AXP: 5-Year Share Buyback Ratio Comparison

For the Credit Services subindustry, Wisr's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wisr 5-Year Share Buyback Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Wisr's 5-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Wisr's 5-Year Share Buyback Ratio falls into.


Wisr 5-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Share Buyback Ratio of -4.40 mean?
Wisr (WSRLF) has a 5-Year Share Buyback Ratio of -4.40 as of Dec. 2025. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Wisr and its competitors. According to the industry distribution chart, Wisr ranks #170 out of 300 companies in the Credit Services industry, placing it in the top 56.7%.
Is Wisr's 5-Year Share Buyback Ratio too high?
Wisr's current 5-Year Share Buyback Ratio is -4.40. Based on the distribution chart, Wisr ranks #170 out of 300 companies in the Credit Services industry, which is below the industry midpoint.
How does Wisr's 5-Year Share Buyback Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Wisr ranks #170 out of 300 companies for 5-Year Share Buyback Ratio. This places Wisr in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Credit Services company?
A good 5-Year Share Buyback Ratio depends on the Credit Services industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Wisr and its competitors. Wisr's current 5-Year Share Buyback Ratio is -4.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wisr stock overvalued right now?
Based on GuruFocus' analysis, Wisr (WSRLF) is currently considered Modestly Undervalued. The stock's GF Value™ is $0.03, compared to a current price of $0.02 — trading 26.7% below its estimated fair value. The current 5-Year Share Buyback Ratio is -4.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Wisr (WSRLF), the current 5-Year Share Buyback Ratio is -4.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wisr Business Description

Other Exchanges WZR:Australia
Address 333 Kent Street, Level 9, Sydney, NSW, AUS, 2000
Wisr Ltd is a fintech company that operates in the Australian consumer finance market. Through its digital lending platform, the company provides personal loans and secured vehicle loans for different maturity periods to Australian consumers. It also offers various financial tools and products such as Debt Bustr, Round Up, Breach Alert, and the feature to check credit scores to help customers make smarter money decisions. The company has one operating segment, being the provision of personal loans to consumers, and operates only in Australia.