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WisrWSRLF EV-to-EBITDA is 4.69 as of Jul. 28, 2026. The stock has 5 warning signs investors should review. Among 326 Credit Services companies, Wisr ranks better than 55.52% on this metric.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Wisr's enterprise value is $169.89 Mil.
Wisr's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $36.23 Mil. Therefore, Wisr's EV-to-EBITDA for today is 4.69.
The historical rank and industry rank for Wisr's EV-to-EBITDA or its related term are showing as below:
WSRLF'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -2767.46 Med: -2.29 Max: 27.83
Current: 16.98
During the past 13 years, the highest EV-to-EBITDA of Wisr was 27.83. The lowest was -2767.46. And the median was -2.29.
WSRLF's EV-to-EBITDA is ranked better than 55.52% of 326
companies
in the Credit Services industry
Industry Median: 22.26
vs WSRLF: 16.98
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
As of today (2026-07-28), Wisr's stock price is $0.00.
Wisr's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.000. Therefore, Wisr's PE Ratio (TTM) for today is N/A.
The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).
Wisr (OTCPK:WSRLF) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Wisr's share price for today is $0.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wisr's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
The historical data trend for Wisr's EV-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Wisr's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wisr EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Wisr's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Wisr's EV-to-EBITDA falls into.
Wisr's current Enterprise Value is $169.89 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wisr's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was $36.23 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wisr (WSRLF) has a EV-to-EBITDA of 4.69 as of Jul. 28, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Wisr. According to the industry distribution chart, Wisr ranks #145 out of 326 companies in the Credit Services industry, placing it in the top 44.5%.
Is Wisr's EV-to-EBITDA too high?
Wisr's current EV-to-EBITDA is 4.69. The Credit Services industry median EV-to-EBITDA is 22.26. Wisr's value of 4.69 is 78.9% below this industry median. Based on the distribution chart, Wisr ranks #145 out of 326 companies in the Credit Services industry, which is above the industry midpoint.
How does Wisr's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Wisr ranks #145 out of 326 companies for EV-to-EBITDA. This puts Wisr in the upper half of its industry. The industry median EV-to-EBITDA is 22.26. Wisr's value of 4.69 is 78.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 22.26, based on 326 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wisr's current EV-to-EBITDA of 4.69 is 78.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Wisr. For the Credit Services industry, the median EV-to-EBITDA is 22.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wisr's current EV-to-EBITDA is 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wisr stock overvalued right now?
Wisr (WSRLF) has a current EV-to-EBITDA of 4.69. The current EV-to-EBITDA is 4.69 and 78.9% below the Credit Services industry median of 22.26. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Wisr (WSRLF), the current EV-to-EBITDA is 4.69 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Wisr Ltd is a fintech company that operates in the Australian consumer finance market. Through its digital lending platform, the company provides personal loans and secured vehicle loans for different maturity periods to Australian consumers. It also offers various financial tools and products such as Debt Bustr, Round Up, Breach Alert, and the feature to check credit scores to help customers make smarter money decisions. The company has one operating segment, being the provision of personal loans to consumers, and operates only in Australia.
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