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WisrWSRLF EV-to-EBIT is 4.89 as of Jul. 28, 2026. The stock has 5 warning signs investors should review. Among 312 Credit Services companies, Wisr ranks better than 55.45% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Wisr's Enterprise Value is $169.89 Mil.
Wisr's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $34.77 Mil. Therefore, Wisr's EV-to-EBIT for today is 4.89.
The historical rank and industry rank for Wisr's EV-to-EBIT or its related term are showing as below:
WSRLF'
s EV-to-EBIT Range Over the Past 10 Years
Min: -680.67 Med: -2.28 Max: 28.61
Current: 17.69
During the past 13 years, the highest EV-to-EBIT of Wisr was 28.61. The lowest was -680.67. And the median was -2.28.
WSRLF's EV-to-EBIT is ranked better than 55.45% of 312
companies
in the Credit Services industry
Industry Median: 22.935
vs WSRLF: 17.69
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Wisr's Enterprise Value for the quarter that ended in Dec. 2025 was $0.00 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wisr's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $34.77 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wisr EV-to-EBIT Related Terms
Wisr EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Wisr's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Wisr's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wisr EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Wisr's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Wisr's EV-to-EBIT falls into.
Wisr's current Enterprise Value is $169.89 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wisr's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $34.77 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wisr (WSRLF) has a EV-to-EBIT of 4.89 as of Jul. 28, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Wisr and its competitors. According to the industry distribution chart, Wisr ranks #139 out of 312 companies in the Credit Services industry, placing it in the top 44.6%.
Is Wisr's EV-to-EBIT too high?
Wisr's current EV-to-EBIT is 4.89. The Credit Services industry median EV-to-EBIT is 22.94. Wisr's value of 4.89 is 78.7% below this industry median. Based on the distribution chart, Wisr ranks #139 out of 312 companies in the Credit Services industry, which is above the industry midpoint.
How does Wisr's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Wisr ranks #139 out of 312 companies for EV-to-EBIT. This puts Wisr in the upper half of its industry. The industry median EV-to-EBIT is 22.94. Wisr's value of 4.89 is 78.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.94, based on 312 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wisr's current EV-to-EBIT of 4.89 is 78.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Wisr and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wisr's current EV-to-EBIT is 4.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wisr stock overvalued right now?
Wisr (WSRLF) has a current EV-to-EBIT of 4.89. The current EV-to-EBIT is 4.89 and 78.7% below the Credit Services industry median of 22.94. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Wisr (WSRLF), the current EV-to-EBIT is 4.89 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Wisr Ltd is a fintech company that operates in the Australian consumer finance market. Through its digital lending platform, the company provides personal loans and secured vehicle loans for different maturity periods to Australian consumers. It also offers various financial tools and products such as Debt Bustr, Round Up, Breach Alert, and the feature to check credit scores to help customers make smarter money decisions. The company has one operating segment, being the provision of personal loans to consumers, and operates only in Australia.
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