FG (F&G Annuities & Life) Earnings per Share (Diluted): $2.95 (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FG F&G Annuities & Life Inc FG
58 GF Score
Price $27.67
GF Value $37.74
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is F&G Annuities & Life Earnings per Share (Diluted)?

F&G Annuities & Life FG -5.17% 58 Earnings per Share (Diluted) is $2.95 as of Jun. 2026. GuruFocus rates FG with a GF Score™ of 58/100 and a GF Value™ of $37.74 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 402 Insurance companies, F&G Annuities & Life ranks worse than 95.02% on this metric.

F&G Annuities & Life's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $-0.62. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.95.

F&G Annuities & Life's EPS (Basic) for the three months ended in Jun. 2026 was $-0.62. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $3.01.

F&G Annuities & Life's EPS without NRI for the three months ended in Jun. 2026 was $-0.62. Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $2.95.

During the past 12 months, F&G Annuities & Life's average EPS without NRIGrowth Rate was 168.20% per year. During the past 3 years, the average EPS without NRIGrowth Rate was -30.20% per year.

During the past 7 years, F&G Annuities & Life's highest 3-Year average EPS without NRI Growth Rate was -28.40% per year. The lowest was -32.00% per year. And the median was -30.20% per year.


F&G Annuities & Life  (NYSE:FG) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


F&G Annuities & Life Earnings per Share (Diluted) Related Terms


F&G Annuities & Life Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for F&G Annuities & Life's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F&G Annuities & Life Earnings per Share (Diluted) Chart

F&G Annuities & Life Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Earnings per Share (Diluted)
Get a 7-Day Free Trial 11.81 5.52 -0.47 4.88 1.88

F&G Annuities & Life Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.26 0.85 0.94 1.78 -0.62

FG vs GNW, BHF, CNO: Earnings per Share (Diluted) Comparison

For the Insurance - Life subindustry, F&G Annuities & Life's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F&G Annuities & Life PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, F&G Annuities & Life's PE Ratio distribution charts can be found below:

* The bar in red indicates where F&G Annuities & Life's PE Ratio falls into.


FG
58GF Score
F&G Annuities & Life Inc FG
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

F&G Annuities & Life Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

F&G Annuities & Life's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as

Diluted Earnings Per Share (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(265-17)/132.000
=1.88

F&G Annuities & Life's Earnings Per Share (Diluted) for the quarter that ended in Jun. 2026 is calculated as

Diluted Earnings Per Share (Q: Jun. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(-76-5)/130.000
=-0.62

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of $2.95 mean?
F&G Annuities & Life (FG) has a Earnings per Share (Diluted) of $2.95 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on F&G Annuities & Life and its competitors. According to the industry distribution chart, F&G Annuities & Life ranks #382 out of 402 companies in the Insurance industry, placing it in the top 95%.
Is F&G Annuities & Life's Earnings per Share (Diluted) too high?
F&G Annuities & Life's current Earnings per Share (Diluted) is $2.95. The Insurance industry median Earnings per Share (Diluted) is 16.35. F&G Annuities & Life's value of $2.95 is 82% below this industry median. Based on the distribution chart, F&G Annuities & Life ranks #382 out of 402 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, F&G Annuities & Life has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F&G Annuities & Life's Earnings per Share (Diluted) compare to GNW and BHF?
According to the Insurance industry distribution chart, F&G Annuities & Life ranks #382 out of 402 companies for Earnings per Share (Diluted). This places F&G Annuities & Life in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.35. F&G Annuities & Life's value of $2.95 is 82% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.35, based on 402 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F&G Annuities & Life's current Earnings per Share (Diluted) of $2.95 is 82% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on F&G Annuities & Life and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F&G Annuities & Life's current Earnings per Share (Diluted) is $2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F&G Annuities & Life stock overvalued right now?
Based on GuruFocus' analysis, F&G Annuities & Life (FG) is currently considered Modestly Undervalued. The stock's GF Value™ is $37.74, compared to a current price of $27.67 — trading 26.7% below its estimated fair value. The current Earnings per Share (Diluted) is $2.95 and 82% below the Insurance industry median of 16.35. F&G Annuities & Life's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For F&G Annuities & Life (FG), the current Earnings per Share (Diluted) is $2.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F&G Annuities & Life (FG) Overvalued in 2026?

Based on GuruFocus' analysis, F&G Annuities & Life stock appears to be undervalued. The current stock price of $27.67 is trading 26.7% below its estimated GF Value™ of $37.74. GuruFocus considers F&G Annuities & Life to be Modestly Undervalued.

Key valuation signals for FG:

  • Earnings per Share (Diluted): $2.95
  • GF Value™: $37.74 vs. price of $27.67 (26.7% below fair value)
  • GF Score™: 58/100 with 1 warning sign
  • Industry Position: 82% below the Insurance median (#382 of 402)

No single metric tells the full story. See the FG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


F&G Annuities & Life Business Description

Address 801 Grand Avenue, Suite 2600, Des Moines, IA, USA, 50309
F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and pension risk transfer (PRT) solutions.
58GF Score

Get the complete analysis for FG

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.67
Price
$37.74
GF Value