F&G Annuities & LifeFG -5.03%58 OCF Margin % is 68.35% as of Mar. 2026, which is 31% below its 10-year median of 98.44. GuruFocus rates FG with a GF Score™ of 58/100 and a GF Value™ of $31.20 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, F&G Annuities & Life ranks better than 97.01% on this metric.
The historical rank and industry rank for F&G Annuities & Life's OCF Margin % or its related term are showing as below:
FG'
s OCF Margin % Range Over the Past 10 Years
Min: 35.96 Med: 98.44 Max: 141.63
Current: 78.91
During the past 7 years, the highest OCF Margin % of F&G Annuities & Life was 141.63%. The lowest was 35.96%. And the median was 98.44%.
FG's OCF Margin % is ranked better than 97.01% of 501
companies
in the Insurance industry
Industry Median: 10.85
vs FG: 78.91
F&G Annuities & Life OCF Margin % Related Terms
F&G Annuities & Life OCF Margin % Historical Data
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The historical data trend for F&G Annuities & Life's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, F&G Annuities & Life's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F&G Annuities & Life OCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, F&G Annuities & Life's OCF Margin % distribution charts can be found below:
* The bar in red indicates where F&G Annuities & Life's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F&G Annuities & Life (FG) has a OCF Margin % of 68.35% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on F&G Annuities & Life and its competitors. This is 31% below median its historical median of 98.44. Over the past decade, F&G Annuities & Life's OCF Margin % has ranged from 35.96 to 141.63. According to the industry distribution chart, F&G Annuities & Life ranks #15 out of 501 companies in the Insurance industry, placing it in the top 3%.
Is F&G Annuities & Life's OCF Margin % too high?
F&G Annuities & Life's current OCF Margin % of 68.35% is 31% below median its 10-year median of 98.44. Over the past 10 years, this metric has ranged from a low of 35.96 to a high of 141.63. The Insurance industry median OCF Margin % is 10.85. F&G Annuities & Life's value of 68.35% is 530% above this industry median. Based on the distribution chart, F&G Annuities & Life ranks #15 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, F&G Annuities & Life has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F&G Annuities & Life's OCF Margin % compare to BHF and GNW?
According to the Insurance industry distribution chart, F&G Annuities & Life ranks #15 out of 501 companies for OCF Margin %. This places F&G Annuities & Life in the top 3% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 10.85. F&G Annuities & Life's value of 68.35% is 530% above this benchmark. Historically, F&G Annuities & Life's own OCF Margin % has ranged from 35.96 to 141.63 over the past decade. While the company's 10-year median is 98.44 vs. the industry median of 10.85, F&G Annuities & Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F&G Annuities & Life's current OCF Margin % of 68.35% is 530% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on F&G Annuities & Life and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F&G Annuities & Life's current OCF Margin % is 68.35%, which is 31% below median its own 10-year median of 98.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F&G Annuities & Life stock overvalued right now?
Based on GuruFocus' analysis, F&G Annuities & Life (FG) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.20, compared to a current price of $26.44 — trading 15.3% below its estimated fair value. The current OCF Margin % is 68.35%, which is 31% below median its 10-year median of 98.44 and 530% above the Insurance industry median of 10.85. F&G Annuities & Life's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For F&G Annuities & Life (FG), the current OCF Margin % is 68.35% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F&G Annuities & Life (FG) Overvalued in 2026?
Based on GuruFocus' analysis, F&G Annuities & Life stock appears to be undervalued.
The current stock price of $26.44 is trading 15.3% below its estimated GF Value™ of $31.20.
GuruFocus considers F&G Annuities & Life to be Modestly Undervalued.
Key valuation signals for FG:
OCF Margin %: 68.35% (31% below median its 10-year median of 98.44)
GF Value™: $31.20 vs. price of $26.44 (15.3% below fair value)
Industry Position: 530% above the Insurance median (#15 of 501)
No single metric tells the full story. See the FG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and pension risk transfer (PRT) solutions.
58GF Score
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