F&G Annuities & LifeFG +1.97%57 EBITDA Margin % is 49.40% as of Mar. 2026, which is 66% above its 10-year median of 29.67. GuruFocus rates FG with a GF Score™ of 57/100 and a GF Value™ of $31.20 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 369 Insurance companies, F&G Annuities & Life ranks better than 78.32% on this metric.
F&G Annuities & Life (NYSE:FG) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
F&G Annuities & Life EBITDA Margin % Related Terms
F&G Annuities & Life EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for F&G Annuities & Life's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, F&G Annuities & Life's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F&G Annuities & Life EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, F&G Annuities & Life's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where F&G Annuities & Life's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F&G Annuities & Life (FG) has a EBITDA Margin % of 49.40% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on F&G Annuities & Life and its competitors. This is 66% above median its historical median of 29.67. Over the past decade, F&G Annuities & Life's EBITDA Margin % has ranged from 11.10 to 54.71. According to the industry distribution chart, F&G Annuities & Life ranks #80 out of 369 companies in the Insurance industry, placing it in the top 21.7%.
Is F&G Annuities & Life's EBITDA Margin % too high?
F&G Annuities & Life's current EBITDA Margin % of 49.40% is 66% above median its 10-year median of 29.67. Over the past 10 years, this metric has ranged from a low of 11.10 to a high of 54.71. The Insurance industry median EBITDA Margin % is 14.81. F&G Annuities & Life's value of 49.40% is 233.6% above this industry median. Based on the distribution chart, F&G Annuities & Life ranks #80 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, F&G Annuities & Life has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F&G Annuities & Life's EBITDA Margin % compare to BHF and GNW?
According to the Insurance industry distribution chart, F&G Annuities & Life ranks #80 out of 369 companies for EBITDA Margin %. This places F&G Annuities & Life in the top 22% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. F&G Annuities & Life's value of 49.40% is 233.6% above this benchmark. Historically, F&G Annuities & Life's own EBITDA Margin % has ranged from 11.10 to 54.71 over the past decade. While the company's 10-year median is 29.67 vs. the industry median of 14.81, F&G Annuities & Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F&G Annuities & Life's current EBITDA Margin % of 49.40% is 233.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on F&G Annuities & Life and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F&G Annuities & Life's current EBITDA Margin % is 49.40%, which is 66% above median its own 10-year median of 29.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F&G Annuities & Life stock overvalued right now?
Based on GuruFocus' analysis, F&G Annuities & Life (FG) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.20, compared to a current price of $26.96 — trading 13.6% below its estimated fair value. The current EBITDA Margin % is 49.40%, which is 66% above median its 10-year median of 29.67 and 233.6% above the Insurance industry median of 14.81. F&G Annuities & Life's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For F&G Annuities & Life (FG), the current EBITDA Margin % is 49.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F&G Annuities & Life (FG) Overvalued in 2026?
Based on GuruFocus' analysis, F&G Annuities & Life stock appears to be undervalued.
The current stock price of $26.96 is trading 13.6% below its estimated GF Value™ of $31.20.
GuruFocus considers F&G Annuities & Life to be Modestly Undervalued.
Key valuation signals for FG:
EBITDA Margin %: 49.40% (66% above median its 10-year median of 29.67)
GF Value™: $31.20 vs. price of $26.96 (13.6% below fair value)
Industry Position: 233.6% above the Insurance median (#80 of 369)
No single metric tells the full story. See the FG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and pension risk transfer (PRT) solutions.
57GF Score
Get the complete analysis for FG
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FG has been successfully added to your 
