F&G Annuities & LifeFG +1.06%57 FCF Margin % is 68.17% as of Mar. 2026, which is 31% below its 10-year median of 98.09. GuruFocus rates FG with a GF Score™ of 57/100 and a GF Value™ of $31.20 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, F&G Annuities & Life ranks better than 97.01% on this metric.
The historical rank and industry rank for F&G Annuities & Life's FCF Margin % or its related term are showing as below:
FG'
s FCF Margin % Range Over the Past 10 Years
Min: 35.14 Med: 98.09 Max: 140.2
Current: 78.7
During the past 7 years, the highest FCF Margin % of F&G Annuities & Life was 140.20%. The lowest was 35.14%. And the median was 98.09%.
FG's FCF Margin % is ranked better than 97.01% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs FG: 78.70
F&G Annuities & Life FCF Margin % Related Terms
F&G Annuities & Life FCF Margin % Historical Data
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The historical data trend for F&G Annuities & Life's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, F&G Annuities & Life's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F&G Annuities & Life FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, F&G Annuities & Life's FCF Margin % distribution charts can be found below:
* The bar in red indicates where F&G Annuities & Life's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F&G Annuities & Life (FG) has a FCF Margin % of 68.17% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on F&G Annuities & Life and its competitors. This is 31% below median its historical median of 98.09. Over the past decade, F&G Annuities & Life's FCF Margin % has ranged from 35.14 to 140.20. According to the industry distribution chart, F&G Annuities & Life ranks #15 out of 501 companies in the Insurance industry, placing it in the top 3%.
Is F&G Annuities & Life's FCF Margin % too high?
F&G Annuities & Life's current FCF Margin % of 68.17% is 31% below median its 10-year median of 98.09. Over the past 10 years, this metric has ranged from a low of 35.14 to a high of 140.20. The Insurance industry median FCF Margin % is 9.60. F&G Annuities & Life's value of 68.17% is 610.1% above this industry median. Based on the distribution chart, F&G Annuities & Life ranks #15 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, F&G Annuities & Life has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F&G Annuities & Life's FCF Margin % compare to BHF and GNW?
According to the Insurance industry distribution chart, F&G Annuities & Life ranks #15 out of 501 companies for FCF Margin %. This places F&G Annuities & Life in the top 3% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.60. F&G Annuities & Life's value of 68.17% is 610.1% above this benchmark. Historically, F&G Annuities & Life's own FCF Margin % has ranged from 35.14 to 140.20 over the past decade. While the company's 10-year median is 98.09 vs. the industry median of 9.60, F&G Annuities & Life has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F&G Annuities & Life's current FCF Margin % of 68.17% is 610.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on F&G Annuities & Life and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F&G Annuities & Life's current FCF Margin % is 68.17%, which is 31% below median its own 10-year median of 98.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F&G Annuities & Life stock overvalued right now?
Based on GuruFocus' analysis, F&G Annuities & Life (FG) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.20, compared to a current price of $26.72 — trading 14.4% below its estimated fair value. The current FCF Margin % is 68.17%, which is 31% below median its 10-year median of 98.09 and 610.1% above the Insurance industry median of 9.60. F&G Annuities & Life's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For F&G Annuities & Life (FG), the current FCF Margin % is 68.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F&G Annuities & Life (FG) Overvalued in 2026?
Based on GuruFocus' analysis, F&G Annuities & Life stock appears to be undervalued.
The current stock price of $26.72 is trading 14.4% below its estimated GF Value™ of $31.20.
GuruFocus considers F&G Annuities & Life to be Modestly Undervalued.
Key valuation signals for FG:
FCF Margin %: 68.17% (31% below median its 10-year median of 98.09)
GF Value™: $31.20 vs. price of $26.72 (14.4% below fair value)
Industry Position: 610.1% above the Insurance median (#15 of 501)
No single metric tells the full story. See the FG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and pension risk transfer (PRT) solutions.
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