F&G Annuities & LifeFG 57 Dividend Payout Ratio is 0.14 as of Mar. 2026, which is 53% below its 10-year median of 0.30. GuruFocus rates FG with a GF Score™ of 57/100 and a GF Value™ of $31.20 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 335 Insurance companies, F&G Annuities & Life ranks better than 65.07% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. F&G Annuities & Life's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.14.
The historical rank and industry rank for F&G Annuities & Life's Dividend Payout Ratio or its related term are showing as below:
FG'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.3 Max: 0.48
Current: 0.25
During the past 7 years, the highest Dividend Payout Ratio of F&G Annuities & Life was 0.48. The lowest was 0.20. And the median was 0.30.
FG's Dividend Payout Ratio is ranked better than 65.07% of 335
companies
in the Insurance industry
Industry Median: 0.38
vs FG: 0.25
During the past 12 months, F&G Annuities & Life's average Dividends Per Share Growth Rate was 9.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
F&G Annuities & Life (NYSE:FG) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
F&G Annuities & Life Dividend Payout Ratio Related Terms
F&G Annuities & Life Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for F&G Annuities & Life's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FG vs BHF, GNW, CNO: Dividend Payout Ratio Comparison
For the Insurance - Life subindustry, F&G Annuities & Life's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F&G Annuities & Life Dividend Payout Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, F&G Annuities & Life's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where F&G Annuities & Life's Dividend Payout Ratio falls into.
F&G Annuities & Life Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
F&G Annuities & Life's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
F&G Annuities & Life (FG) has a Dividend Payout Ratio of 0.14 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on F&G Annuities & Life and its competitors. This is 53% below median its historical median of 0.30. Over the past decade, F&G Annuities & Life's Dividend Payout Ratio has ranged from 0.20 to 0.48. According to the industry distribution chart, F&G Annuities & Life ranks #117 out of 335 companies in the Insurance industry, placing it in the top 34.9%.
Is F&G Annuities & Life's Dividend Payout Ratio too high?
F&G Annuities & Life's current Dividend Payout Ratio of 0.14 is 53% below median its 10-year median of 0.30. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.48. The Insurance industry median Dividend Payout Ratio is 0.38. F&G Annuities & Life's value of 0.14 is 63.2% below this industry median. Based on the distribution chart, F&G Annuities & Life ranks #117 out of 335 companies in the Insurance industry, which is above the industry midpoint. Overall, F&G Annuities & Life has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does F&G Annuities & Life's Dividend Payout Ratio compare to BHF and GNW?
According to the Insurance industry distribution chart, F&G Annuities & Life ranks #117 out of 335 companies for Dividend Payout Ratio. This puts F&G Annuities & Life in the upper half of its industry. The industry median Dividend Payout Ratio is 0.38. F&G Annuities & Life's value of 0.14 is 63.2% below this benchmark. Historically, F&G Annuities & Life's own Dividend Payout Ratio has ranged from 0.20 to 0.48 over the past decade. While the company's 10-year median is 0.30 vs. the industry median of 0.38, F&G Annuities & Life has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for an Insurance company?
The median Dividend Payout Ratio among Insurance companies is 0.38, based on 335 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F&G Annuities & Life's current Dividend Payout Ratio of 0.14 is 63.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on F&G Annuities & Life and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F&G Annuities & Life's current Dividend Payout Ratio is 0.14, which is 53% below median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F&G Annuities & Life stock overvalued right now?
Based on GuruFocus' analysis, F&G Annuities & Life (FG) is currently considered Modestly Undervalued. The stock's GF Value™ is $31.20, compared to a current price of $26.44 — trading 15.3% below its estimated fair value. The current Dividend Payout Ratio is 0.14, which is 53% below median its 10-year median of 0.30 and 63.2% below the Insurance industry median of 0.38. F&G Annuities & Life's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For F&G Annuities & Life (FG), the current Dividend Payout Ratio is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F&G Annuities & Life (FG) Overvalued in 2026?
Based on GuruFocus' analysis, F&G Annuities & Life stock appears to be undervalued.
The current stock price of $26.44 is trading 15.3% below its estimated GF Value™ of $31.20.
GuruFocus considers F&G Annuities & Life to be Modestly Undervalued.
Key valuation signals for FG:
Dividend Payout Ratio: 0.14 (53% below median its 10-year median of 0.30)
GF Value™: $31.20 vs. price of $26.44 (15.3% below fair value)
Industry Position: 63.2% below the Insurance median (#117 of 335)
No single metric tells the full story. See the FG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F&G Annuities & Life Inc is a provider of insurance solutions serving retail annuity and life customers as well as institutional clients. Through its insurance subsidiaries, including FGL Insurance and Fidelity & Guaranty Life Insurance Company of New York it markets a broad portfolio of deferred annuities (fixed indexed annuities (FIAs) and multi-year guarantee annuities (MYGAs) or other fixed rate annuities), immediate annuities, indexed universal life (IUL) insurance, funding agreements through funding agreement-backed notes issuances and the Federal Home Loan Bank of Atlanta (FHLB)), and pension risk transfer (PRT) solutions.
57GF Score
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