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During the past 12 months, Manx Financial Group's average EPS without NRIGrowth Rate was -22.20% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 11.90% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 35.70% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 17.00% per year.
During the past 13 years, Manx Financial Group's highest 3-Year average EPS without NRI Growth Rate was 72.40% per year. The lowest was -15.70% per year. And the median was 20.80% per year.
Manx Financial Group (FRA:3IM) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Manx Financial Group Earnings per Share (Diluted) Related Terms
Manx Financial Group Earnings per Share (Diluted) Historical Data
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The historical data trend for Manx Financial Group's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manx Financial Group Earnings per Share (Diluted) Chart
FRA:3IM vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Manx Financial Group's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manx Financial Group PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Manx Financial Group's PE Ratio distribution charts can be found below:
* The bar in red indicates where Manx Financial Group's PE Ratio falls into.
Manx Financial Group Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Manx Financial Group's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.05
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of €0.05 mean?
Manx Financial Group (FRA:3IM) has a Earnings per Share (Diluted) of €0.05 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Manx Financial Group and its competitors. According to the industry distribution chart, Manx Financial Group ranks #544 out of 1412 companies in the Banks industry, placing it in the top 38.5%.
Is Manx Financial Group's Earnings per Share (Diluted) too high?
Manx Financial Group's current Earnings per Share (Diluted) is €0.05. Based on the distribution chart, Manx Financial Group ranks #544 out of 1412 companies in the Banks industry, which is above the industry midpoint. Overall, Manx Financial Group has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Manx Financial Group's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, Manx Financial Group ranks #544 out of 1412 companies for Earnings per Share (Diluted). This puts Manx Financial Group in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Manx Financial Group and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manx Financial Group's current Earnings per Share (Diluted) is €0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manx Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Manx Financial Group (FRA:3IM) is currently considered Fairly Valued. The stock's GF Value™ is €0.28, compared to a current price of €0.28 — trading right at its estimated fair value. The current Earnings per Share (Diluted) is €0.05. Manx Financial Group's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Manx Financial Group (FRA:3IM), the current Earnings per Share (Diluted) is €0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manx Financial Group (FRA:3IM) Overvalued in 2026?
Based on GuruFocus' analysis, Manx Financial Group stock appears to be undervalued.
The current stock price of €0.28 is trading 0% below its estimated GF Value™ of €0.28.
GuruFocus considers Manx Financial Group to be Fairly Valued.
Key valuation signals for FRA:3IM:
Earnings per Share (Diluted): €0.05
GF Value™: €0.28 vs. price of €0.28 (0% below fair value)
No single metric tells the full story. See the FRA:3IM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, and UK region.
49GF Score
Get the complete analysis for FRA:3IM
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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