Manx Financial Group (FRA:3IM) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

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FRA:3IM Manx Financial Group PLC FRA:3IM
52 GF Score
Price €0.28
GF Value €0.27
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Manx Financial Group ROC (Joel Greenblatt) %?

Manx Financial Group FRA:3IM 52 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates FRA:3IM with a GF Score™ of 52/100 and a GF Value™ of €0.27 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Manx Financial Group ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:3IM
52GF Score
Manx Financial Group PLC FRA:3IM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Manx Financial Group (FRA:3IM) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Manx Financial Group and its competitors. According to the industry distribution chart, Manx Financial Group ranks #999999 out of 46 companies in the Banks industry.
Is Manx Financial Group's ROC (Joel Greenblatt) % too high?
Manx Financial Group's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Manx Financial Group ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Manx Financial Group has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manx Financial Group's ROC (Joel Greenblatt) % compare to PNC and USB?
According to the Banks industry distribution chart, Manx Financial Group ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Manx Financial Group in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Manx Financial Group and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manx Financial Group's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manx Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Manx Financial Group (FRA:3IM) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.27, compared to a current price of €0.28 — trading 5.2% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Manx Financial Group's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Manx Financial Group (FRA:3IM), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manx Financial Group (FRA:3IM) Overvalued in 2026?

Based on GuruFocus' analysis, Manx Financial Group stock appears to be overvalued. The current stock price of €0.28 is trading 5.2% above its estimated GF Value™ of €0.27. GuruFocus considers Manx Financial Group to be Modestly Overvalued.

Key valuation signals for FRA:3IM:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €0.27 vs. price of €0.28 (5.2% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the FRA:3IM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manx Financial Group Business Description

Other Exchanges MFX:UK
Address Victoria Street, Clarendon House, Douglas, IMN, IM1 2LN
Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, and UK region.
52GF Score

Get the complete analysis for FRA:3IM

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.28
Price
€0.27
GF Value