Manx Financial Group's earnings per share without non-recurring items for the
six
months ended in Dec. 2025 was €0.02.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was €0.05.
During the past 12 months, Manx Financial Group's average earnings per share (NRI) Growth Rate was -20.40% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was 11.50% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was 36.10% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 17.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for Manx Financial Group's EPS without NRI or its related term are showing as below:
FRA:3IM'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -15.7 Med: 22.2 Max: 72.4
Current: 11.5
During the past 13 years, Manx Financial Group's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 72.40% per year. The lowest was -15.70% per year. And the median was 22.20% per year.
FRA:3IM's 3-Year EPS without NRI Growth Rate is ranked better than 61.55% of 1415
companies
in the Banks industry
Industry Median: 7.2
vs FRA:3IM: 11.50
Manx Financial Group (FRA:3IM) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Manx Financial Group EPS without NRI Related Terms
Manx Financial Group EPS without NRI Historical Data
* Premium members only.
The historical data trend for Manx Financial Group's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Manx Financial Group's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manx Financial Group PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, Manx Financial Group's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where Manx Financial Group's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.05
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manx Financial Group (FRA:3IM) has a EPS without NRI of €0.05 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Manx Financial Group and its competitors. According to the industry distribution chart, Manx Financial Group ranks #544 out of 1415 companies in the Banks industry, placing it in the top 38.4%.
Is Manx Financial Group's EPS without NRI too high?
Manx Financial Group's current EPS without NRI is €0.05. Based on the distribution chart, Manx Financial Group ranks #544 out of 1415 companies in the Banks industry, which is above the industry midpoint. Overall, Manx Financial Group has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manx Financial Group's EPS without NRI compare to PNC and USB?
According to the Banks industry distribution chart, Manx Financial Group ranks #544 out of 1415 companies for EPS without NRI. This puts Manx Financial Group in the upper half of its industry. The industry median EPS without NRI is 7.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.20, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Manx Financial Group and its competitors. For the Banks industry, the median EPS without NRI is 7.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manx Financial Group's current EPS without NRI is €0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manx Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Manx Financial Group (FRA:3IM) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.27, compared to a current price of €0.31 — trading 13.3% above its estimated fair value. The current EPS without NRI is €0.05. Manx Financial Group's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Manx Financial Group (FRA:3IM), the current EPS without NRI is €0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manx Financial Group (FRA:3IM) Overvalued in 2026?
Based on GuruFocus' analysis, Manx Financial Group stock appears to be overvalued.
The current stock price of €0.31 is trading 13.3% above its estimated GF Value™ of €0.27.
GuruFocus considers Manx Financial Group to be Modestly Overvalued.
Key valuation signals for FRA:3IM:
EPS without NRI: €0.05
GF Value™: €0.27 vs. price of €0.31 (13.3% above fair value)
No single metric tells the full story. See the FRA:3IM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, and UK region.
48GF Score
Get the complete analysis for FRA:3IM
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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