Manx Financial GroupFRA:3IM +0.66%48 PS Ratio is 1.10 as of Jul. 05, 2026, which is 3% above its 10-year median of 1.07. GuruFocus rates FRA:3IM with a GF Score™ of 48/100 and a GF Value™ of €0.27 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,519 Banks companies, Manx Financial Group ranks better than 89.6% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Manx Financial Group's share price is €0.306.
Manx Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.28. Hence, Manx Financial Group's PS Ratio for today is 1.10.
The historical rank and industry rank for Manx Financial Group's PS Ratio or its related term are showing as below:
FRA:3IM'
s PS Ratio Range Over the Past 10 Years
Min: 0.57 Med: 1.07 Max: 1.89
Current: 1.16
During the past 13 years, Manx Financial Group's highest PS Ratio was 1.89. The lowest was 0.57. And the median was 1.07.
FRA:3IM's PS Ratio is ranked better than 89.6% of 1519
companies
in the Banks industry
Industry Median: 3
vs FRA:3IM: 1.16
Manx Financial Group PLC revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Manx Financial Group was 7.10% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 10.90% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 17.40% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 18.10% per year.
During the past 13 years, Manx Financial Group's highest 3-Year average Revenue per Share Growth Rate was 22.30% per year. The lowest was -24.40% per year. And the median was 17.05% per year.
Back to Basics: PS Ratio
Manx Financial Group (FRA:3IM) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Manx Financial Group PS Ratio Related Terms
Manx Financial Group PS Ratio Historical Data
* Premium members only.
The historical data trend for Manx Financial Group's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Manx Financial Group's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manx Financial Group PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Manx Financial Group's PS Ratio distribution charts can be found below:
* The bar in red indicates where Manx Financial Group's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Manx Financial Group's Share Price of today is €0.306.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Manx Financial Group's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.28.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Manx Financial Group (FRA:3IM) has a PS Ratio of 1.10 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Manx Financial Group and its competitors. This is near median its historical median of 1.07. Over the past decade, Manx Financial Group's PS Ratio has ranged from 0.57 to 1.89. According to the industry distribution chart, Manx Financial Group ranks #158 out of 1519 companies in the Banks industry, placing it in the top 10.4%.
Is Manx Financial Group's PS Ratio too high?
Manx Financial Group's current PS Ratio of 1.10 is near median its 10-year median of 1.07. Over the past 10 years, this metric has ranged from a low of 0.57 to a high of 1.89. The Banks industry median PS Ratio is 3.00. Manx Financial Group's value of 1.10 is 63.3% below this industry median. Based on the distribution chart, Manx Financial Group ranks #158 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Manx Financial Group has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manx Financial Group's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Manx Financial Group ranks #158 out of 1519 companies for PS Ratio. This places Manx Financial Group in the top 10% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. Manx Financial Group's value of 1.10 is 63.3% below this benchmark. Historically, Manx Financial Group's own PS Ratio has ranged from 0.57 to 1.89 over the past decade. While the company's 10-year median is 1.07 vs. the industry median of 3.00, Manx Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manx Financial Group's current PS Ratio of 1.10 is 63.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Manx Financial Group and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manx Financial Group's current PS Ratio is 1.10, which is near median its own 10-year median of 1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manx Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Manx Financial Group (FRA:3IM) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.27, compared to a current price of €0.31 — trading 13.3% above its estimated fair value. The current PS Ratio is 1.10, which is near median its 10-year median of 1.07 and 63.3% below the Banks industry median of 3.00. Manx Financial Group's overall GF Score™ is 48/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Manx Financial Group (FRA:3IM), the current PS Ratio is 1.10 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manx Financial Group (FRA:3IM) Overvalued in 2026?
Based on GuruFocus' analysis, Manx Financial Group stock appears to be overvalued.
The current stock price of €0.31 is trading 13.3% above its estimated GF Value™ of €0.27.
GuruFocus considers Manx Financial Group to be Modestly Overvalued.
Key valuation signals for FRA:3IM:
PS Ratio: 1.10 (near median its 10-year median of 1.07)
GF Value™: €0.27 vs. price of €0.31 (13.3% above fair value)
Industry Position: 63.3% below the Banks median (#158 of 1519)
No single metric tells the full story. See the FRA:3IM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, and UK region.
48GF Score
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