Manx Financial Group (FRA:3IM) Long-Term Debt: €0.00 Mil (As of Dec. 2025)

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FRA:3IM Manx Financial Group PLC FRA:3IM
52 GF Score
Price €0.28
GF Value €0.22
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Manx Financial Group Long-Term Debt?

Manx Financial Group FRA:3IM 52 Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus rates FRA:3IM with a GF Score™ of 52/100 and a GF Value™ of €0.22 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Manx Financial Group's Long-Term Debt for the quarter that ended in Dec. 2025 was €0.00 Mil.

Manx Financial Group  (FRA:3IM) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Manx Financial Group Long-Term Debt Related Terms

Manx Financial Group Long-Term Debt Historical Data

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The historical data trend for Manx Financial Group's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manx Financial Group Long-Term Debt Chart

Manx Financial Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
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Manx Financial Group Semi-Annual Data
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Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:3IM
52GF Score
Manx Financial Group PLC FRA:3IM
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €0.00 Mil mean?
Manx Financial Group (FRA:3IM) has a Long-Term Debt of €0.00 Mil as of Dec. 2025.
Is Manx Financial Group's Long-Term Debt too high?
Manx Financial Group's current Long-Term Debt is €0.00 Mil. Overall, Manx Financial Group has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manx Financial Group's Long-Term Debt compare to PNC and USB?
Manx Financial Group's Long-Term Debt of €0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Manx Financial Group's current Long-Term Debt is €0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manx Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Manx Financial Group (FRA:3IM) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.22, compared to a current price of €0.28 — trading 29.1% above its estimated fair value. The current Long-Term Debt is €0.00 Mil. Manx Financial Group's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Manx Financial Group (FRA:3IM), the current Long-Term Debt is €0.00 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manx Financial Group (FRA:3IM) Overvalued in 2026?

Based on GuruFocus' analysis, Manx Financial Group stock appears to be overvalued. The current stock price of €0.28 is trading 29.1% above its estimated GF Value™ of €0.22. GuruFocus considers Manx Financial Group to be Modestly Overvalued.

Key valuation signals for FRA:3IM:

  • Long-Term Debt: €0.00 Mil
  • GF Value™: €0.22 vs. price of €0.28 (29.1% above fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the FRA:3IM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Manx Financial Group Business Description

Other Exchanges MFX:UK
Address Victoria Street, Clarendon House, Douglas, IMN, IM1 2LN
Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, and UK region.
52GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.28
Price
€0.22
GF Value